Grant County Bank: how it compares with its peers
Against 80 KS banks with half to twice its assets, Grant County Bank's strongest measure in Q2 2026 is return on assets (1.79% vs. a 1.47% peer median). Its weakest relative measure is assets per employee ($5.5M vs. $6.8M).
| Measure | Grant County Bank | Peer median | Rank |
|---|---|---|---|
| Return on assets Annualized net income over average assets. | 1.79% | 1.47% | Top third Ahead of 79% of peers |
| Net interest margin Annualized net interest income over earning assets. | 3.75% | 4.04% | Bottom third Ahead of 31% of peers |
| Efficiency ratio Noninterest expense per dollar of revenue. Lower is better. | 58.57% | 58.90% | Middle third Ahead of 51% of peers |
| Assets per employee Total assets over full-time-equivalent staff. | $5.5M | $6.8M | Bottom third Ahead of 21% of peers |
| Loans to deposits Net loans and leases over total deposits. | 67.40% | 78.96% | Context |
What it means for lending operations
Its efficiency ratio of 58.57% is better than the 58.90% peer median. Banks that already run lean usually find their next gains in loan growth: faster digital applications and fewer borrowers abandoning a slow document chase.
Banks closest in size
- Kaw Valley State Bank and Trust Company Wamego, KS · $296M
- First Kansas Bank Hoisington, KS · $294M
- SJN Bank of Kansas Saint John, KS · $303M
- First Heritage Bank Centralia, KS · $303M
- Vintage Bank Kansas Leon, KS · $289M
- Fusion Bank Larned, KS · $281M
Questions about Grant County Bank
How big is Grant County Bank?
Grant County Bank, established in 1906, is headquartered in Ulysses, KS. It reported $298M in total assets in its Q2 2026 FDIC call report and operates 2 offices.
What is Grant County Bank's return on assets?
1.79% annualized in Q2 2026, against a 1.47% median for 80 KS banks with half to twice its assets, ahead of 79% of them.
What is Grant County Bank's efficiency ratio?
58.57% in Q2 2026: it spent about 59 cents in noninterest expense for each dollar of revenue. The peer median is 58.90%, and lower is better.
Is Grant County Bank growing its loans?
Net loans shrank 1.3% over the year to Q2 2026, while deposits grew 0.3%.
Sources and method
Figures are from the FDIC’s public call report data for the quarter ending 06/30/2026, via FDIC BankFind. Return on assets and net interest margin are annualized year to date. Peers are KS banks with half to twice its assets in the same quarter, excluding this bank. The page refreshes daily, so new quarters appear as banks file. Compare another bank or see every Kansas bank ranked.