City National Bank of West Virginia: how it compares with its peers
Against 250 U.S. banks with half to twice its assets, City National Bank of West Virginia's strongest measure in Q2 2026 is return on assets (1.96% vs. a 1.34% peer median). Its weakest relative measure is assets per employee ($7.3M vs. $10.0M).
| Measure | This bank | Peer median | Rank |
|---|---|---|---|
| Return on assets Annualized net income over average assets. | 1.96% | 1.34% | Top third Ahead of 87% of peers |
| Net interest margin Annualized net interest income over earning assets. | 3.97% | 3.68% | Top third Ahead of 68% of peers |
| Efficiency ratio Noninterest expense per dollar of revenue. Lower is better. | 47.54% | 54.91% | Top third Ahead of 76% of peers |
| Assets per employee Total assets over full-time-equivalent staff. | $7.3M | $10.0M | Bottom third Ahead of 15% of peers |
| Loans to deposits Net loans and leases over total deposits. | 82.67% | 88.53% | Context |
What it means for lending operations
Its efficiency ratio of 47.54% is better than the 54.91% peer median. Banks that already run lean usually find their next gains in loan growth: faster digital applications and fewer borrowers abandoning a slow document chase.
Banks closest in size
- Intrust Bank, National Association Wichita, KS · $6.76B
- Third Coast Bank Humble, TX · $6.73B
- Heartland Bank and Trust Company Bloomington, IL · $6.72B
- Hinsdale Bank & Trust Company, National Association Hinsdale, IL · $6.80B
- Alpine Bank Glenwood Springs, CO · $6.69B
- First National Bank of America East Lansing, MI · $6.82B
Questions about City National Bank of West Virginia
How big is City National Bank of West Virginia?
City National Bank of West Virginia, established in 1957, is headquartered in Charleston, WV. It reported $6.76B in total assets in its Q2 2026 FDIC call report and operates 97 offices.
What is City National Bank of West Virginia's return on assets?
1.96% annualized in Q2 2026, against a 1.34% median for 250 U.S. banks with half to twice its assets, ahead of 87% of them.
What is City National Bank of West Virginia's efficiency ratio?
47.54% in Q2 2026: it spent about 48 cents in noninterest expense for each dollar of revenue. The peer median is 54.91%, and lower is better.
Is City National Bank of West Virginia growing its loans?
Net loans grew 3.9% over the year to Q2 2026, while deposits grew 2.1%.
Sources and method
Figures are from the FDIC’s public call report data for the quarter ending 06/30/2026, via FDIC BankFind. Return on assets and net interest margin are annualized year to date. Peers are U.S. banks with half to twice its assets in the same quarter, excluding this bank. The page refreshes daily, so new quarters appear as banks file. Compare another bank or see every West Virginia bank ranked.