Intrust Bank, National Association: how it compares with its peers
Against 250 U.S. banks with half to twice its assets, Intrust Bank, National Association's strongest measure in Q2 2026 is return on assets (1.40% vs. a 1.34% peer median). Its weakest relative measure is assets per employee ($8.4M vs. $10.0M).
| Measure | This bank | Peer median | Rank |
|---|---|---|---|
| Return on assets Annualized net income over average assets. | 1.40% | 1.34% | Middle third Ahead of 55% of peers |
| Net interest margin Annualized net interest income over earning assets. | 3.56% | 3.69% | Middle third Ahead of 43% of peers |
| Efficiency ratio Noninterest expense per dollar of revenue. Lower is better. | 59.10% | 54.87% | Middle third Ahead of 34% of peers |
| Assets per employee Total assets over full-time-equivalent staff. | $8.4M | $10.0M | Bottom third Ahead of 29% of peers |
| Loans to deposits Net loans and leases over total deposits. | 72.34% | 88.53% | Context |
What it means for lending operations
Its efficiency ratio of 59.10% is above the 54.87% peer median: it spends more to earn each dollar of revenue than most banks its size. Staff time on manual borrower verification (collecting pay stubs, bank statements, and employment letters, then re-keying them) is one of the larger controllable costs behind that number.
Banks closest in size
- City National Bank of West Virginia Charleston, WV · $6.76B
- Third Coast Bank Humble, TX · $6.73B
- Hinsdale Bank & Trust Company, National Association Hinsdale, IL · $6.80B
- Heartland Bank and Trust Company Bloomington, IL · $6.72B
- First National Bank of America East Lansing, MI · $6.82B
- Alpine Bank Glenwood Springs, CO · $6.69B
Questions about Intrust Bank, National Association
How big is Intrust Bank, National Association?
Intrust Bank, National Association, established in 1876, is headquartered in Wichita, KS. It reported $6.76B in total assets in its Q2 2026 FDIC call report and operates 40 offices.
What is Intrust Bank, National Association's return on assets?
1.40% annualized in Q2 2026, against a 1.34% median for 250 U.S. banks with half to twice its assets, ahead of 55% of them.
What is Intrust Bank, National Association's efficiency ratio?
59.10% in Q2 2026: it spent about 59 cents in noninterest expense for each dollar of revenue. The peer median is 54.87%, and lower is better.
Is Intrust Bank, National Association growing its loans?
Net loans grew 3.8% over the year to Q2 2026, while deposits shrank 3.4%.
Sources and method
Figures are from the FDIC’s public call report data for the quarter ending 06/30/2026, via FDIC BankFind. Return on assets and net interest margin are annualized year to date. Peers are U.S. banks with half to twice its assets in the same quarter, excluding this bank. The page refreshes daily, so new quarters appear as banks file. Compare another bank or see every Kansas bank ranked.