Table Grove State Bank: how it compares with its peers
Against 50 IL banks with half to twice its assets, Table Grove State Bank's strongest measure in Q2 2026 is net interest margin (4.43% vs. a 3.79% peer median). Its weakest relative measure is return on assets (-0.19% vs. 0.88%).
| Measure | Table Grove State Bank | Peer median | Rank |
|---|---|---|---|
| Return on assets Annualized net income over average assets. | -0.19% | 0.88% | Bottom third Ahead of 6% of peers |
| Net interest margin Annualized net interest income over earning assets. | 4.43% | 3.79% | Top third Ahead of 88% of peers |
| Efficiency ratio Noninterest expense per dollar of revenue. Lower is better. | 98.83% | 73.34% | Bottom third Ahead of 8% of peers |
| Assets per employee Total assets over full-time-equivalent staff. | $4.2M | $5.6M | Bottom third Ahead of 12% of peers |
| Loans to deposits Net loans and leases over total deposits. | 80.57% | 54.12% | Context |
What it means for lending operations
Its efficiency ratio of 98.83% is above the 73.34% peer median: it spends more to earn each dollar of revenue than most banks its size. Staff time on manual borrower verification (collecting pay stubs, bank statements, and employment letters, then re-keying them) is one of the larger controllable costs behind that number.
Banks closest in size
- Community Bank of Easton Easton, IL · $43M
- Buckley State Bank Buckley, IL · $49M
- Peoples State Bank of Colfax Colfax, IL · $50M
- Country Trust Bank Bloomington, IL · $42M
- North Side Federal Savings and Loan Association of Chicago Chicago, IL · $42M
- Fairview State Banking Company Fairview, IL · $41M
Questions about Table Grove State Bank
How big is Table Grove State Bank?
Table Grove State Bank, established in 1946, is headquartered in Table Grove, IL. It reported $46M in total assets in its Q2 2026 FDIC call report and operates 1 office.
What is Table Grove State Bank's return on assets?
-0.19% annualized in Q2 2026, against a 0.88% median for 50 IL banks with half to twice its assets, ahead of 6% of them.
What is Table Grove State Bank's efficiency ratio?
98.83% in Q2 2026: it spent about 99 cents in noninterest expense for each dollar of revenue. The peer median is 73.34%, and lower is better.
Is Table Grove State Bank growing its loans?
Net loans grew 0.7% over the year to Q2 2026, while deposits grew 2.0%.
Sources and method
Figures are from the FDIC’s public call report data for the quarter ending 06/30/2026, via FDIC BankFind. Return on assets and net interest margin are annualized year to date. Peers are IL banks with half to twice its assets in the same quarter, excluding this bank. The page refreshes daily, so new quarters appear as banks file. Compare another bank or see every Illinois bank ranked.