Community Bank of Easton: how it compares with its peers
Against 47 IL banks with half to twice its assets, Community Bank of Easton's strongest measure in Q2 2026 is net interest margin (4.32% vs. a 3.75% peer median). Its weakest relative measure is return on assets (0.29% vs. 0.83%).
| Measure | Community Bank of Easton | Peer median | Rank |
|---|---|---|---|
| Return on assets Annualized net income over average assets. | 0.29% | 0.83% | Bottom third Ahead of 17% of peers |
| Net interest margin Annualized net interest income over earning assets. | 4.32% | 3.75% | Top third Ahead of 79% of peers |
| Efficiency ratio Noninterest expense per dollar of revenue. Lower is better. | 79.22% | 75.90% | Middle third Ahead of 40% of peers |
| Assets per employee Total assets over full-time-equivalent staff. | $6.1M | $5.4M | Middle third Ahead of 64% of peers |
| Loans to deposits Net loans and leases over total deposits. | 54.51% | 57.71% | Context |
What it means for lending operations
Its efficiency ratio of 79.22% is above the 75.90% peer median: it spends more to earn each dollar of revenue than most banks its size. Staff time on manual borrower verification (collecting pay stubs, bank statements, and employment letters, then re-keying them) is one of the larger controllable costs behind that number.
Banks closest in size
- Country Trust Bank Bloomington, IL · $42M
- North Side Federal Savings and Loan Association of Chicago Chicago, IL · $42M
- Fairview State Banking Company Fairview, IL · $41M
- Table Grove State Bank Table Grove, IL · $46M
- First State Bank of Van Orin Van Orin, IL · $40M
- Farmers State Bank of Emden Emden, IL · $38M
Questions about Community Bank of Easton
How big is Community Bank of Easton?
Community Bank of Easton, established in 1962, is headquartered in Easton, IL. It reported $43M in total assets in its Q2 2026 FDIC call report and operates 1 office.
What is Community Bank of Easton's return on assets?
0.29% annualized in Q2 2026, against a 0.83% median for 47 IL banks with half to twice its assets, ahead of 17% of them.
What is Community Bank of Easton's efficiency ratio?
79.22% in Q2 2026: it spent about 79 cents in noninterest expense for each dollar of revenue. The peer median is 75.90%, and lower is better.
Is Community Bank of Easton growing its loans?
Net loans grew 20.5% over the year to Q2 2026, while deposits grew 19.6%.
Sources and method
Figures are from the FDIC’s public call report data for the quarter ending 06/30/2026, via FDIC BankFind. Return on assets and net interest margin are annualized year to date. Peers are IL banks with half to twice its assets in the same quarter, excluding this bank. The page refreshes daily, so new quarters appear as banks file. Compare another bank or see every Illinois bank ranked.