Fairview State Banking Company: how it compares with its peers
Against 45 IL banks with half to twice its assets, Fairview State Banking Company's strongest measure in Q2 2026 is assets per employee ($8.2M vs. a $5.5M peer median). Its weakest relative measure is return on assets (1.00% vs. 0.75%).
| Measure | This bank | Peer median | Rank |
|---|---|---|---|
| Return on assets Annualized net income over average assets. | 1.00% | 0.75% | Middle third Ahead of 60% of peers |
| Net interest margin Annualized net interest income over earning assets. | 4.29% | 3.74% | Top third Ahead of 76% of peers |
| Efficiency ratio Noninterest expense per dollar of revenue. Lower is better. | 66.30% | 76.25% | Top third Ahead of 69% of peers |
| Assets per employee Total assets over full-time-equivalent staff. | $8.2M | $5.5M | Top third Ahead of 89% of peers |
| Loans to deposits Net loans and leases over total deposits. | 66.43% | 54.34% | Context |
What it means for lending operations
Its efficiency ratio of 66.30% is better than the 76.25% peer median. Banks that already run lean usually find their next gains in loan growth: faster digital applications and fewer borrowers abandoning a slow document chase.
Banks closest in size
- North Side Federal Savings and Loan Association of Chicago Chicago, IL · $42M
- First State Bank of Van Orin Van Orin, IL · $40M
- Country Trust Bank Bloomington, IL · $42M
- Community Bank of Easton Easton, IL · $43M
- Farmers State Bank of Emden Emden, IL · $38M
- State Bank of Nauvoo Nauvoo, IL · $38M
Questions about Fairview State Banking Company
How big is Fairview State Banking Company?
Fairview State Banking Company, established in 1915, is headquartered in Fairview, IL. It reported $41M in total assets in its Q2 2026 FDIC call report and operates 1 office.
What is Fairview State Banking Company's return on assets?
1.00% annualized in Q2 2026, against a 0.75% median for 45 IL banks with half to twice its assets, ahead of 60% of them.
What is Fairview State Banking Company's efficiency ratio?
66.30% in Q2 2026: it spent about 66 cents in noninterest expense for each dollar of revenue. The peer median is 76.25%, and lower is better.
Is Fairview State Banking Company growing its loans?
Net loans shrank 0.1% over the year to Q2 2026, while deposits grew 10.4%.
Sources and method
Figures are from the FDIC’s public call report data for the quarter ending 06/30/2026, via FDIC BankFind. Return on assets and net interest margin are annualized year to date. Peers are IL banks with half to twice its assets in the same quarter, excluding this bank. The page refreshes daily, so new quarters appear as banks file. Compare another bank or see every Illinois bank ranked.