Buckley State Bank: how it compares with its peers
Against 51 IL banks with half to twice its assets, Buckley State Bank's strongest measure in Q2 2026 is efficiency ratio (36.20% vs. a 75.90% peer median). Its weakest relative measure is return on assets (0.65% vs. 0.83%).
| Measure | Buckley State Bank | Peer median | Rank |
|---|---|---|---|
| Return on assets Annualized net income over average assets. | 0.65% | 0.83% | Middle third Ahead of 37% of peers |
| Net interest margin Annualized net interest income over earning assets. | 4.84% | 3.75% | Top third Ahead of 96% of peers |
| Efficiency ratio Noninterest expense per dollar of revenue. Lower is better. | 36.20% | 75.90% | Top third Ahead of 100% of peers |
| Assets per employee Total assets over full-time-equivalent staff. | $5.4M | $5.8M | Middle third Ahead of 47% of peers |
| Loans to deposits Net loans and leases over total deposits. | 73.96% | 54.34% | Context |
What it means for lending operations
Its efficiency ratio of 36.20% is better than the 75.90% peer median. Banks that already run lean usually find their next gains in loan growth: faster digital applications and fewer borrowers abandoning a slow document chase.
Banks closest in size
- Peoples State Bank of Colfax Colfax, IL · $50M
- Farmers & Merchants Bank of Hutsonville Hutsonville, IL · $52M
- Table Grove State Bank Table Grove, IL · $46M
- Camp Grove State Bank Camp Grove, IL · $53M
- Community Bank of Easton Easton, IL · $43M
- Community National Bank in Monmouth Monmouth, IL · $55M
Questions about Buckley State Bank
How big is Buckley State Bank?
Buckley State Bank, established in 1920, is headquartered in Buckley, IL. It reported $49M in total assets in its Q2 2026 FDIC call report and operates 1 office.
What is Buckley State Bank's return on assets?
0.65% annualized in Q2 2026, against a 0.83% median for 51 IL banks with half to twice its assets, ahead of 37% of them.
What is Buckley State Bank's efficiency ratio?
36.20% in Q2 2026: it spent about 36 cents in noninterest expense for each dollar of revenue. The peer median is 75.90%, and lower is better.
Is Buckley State Bank growing its loans?
Net loans shrank 9.8% over the year to Q2 2026, while deposits shrank 2.2%.
Sources and method
Figures are from the FDIC’s public call report data for the quarter ending 06/30/2026, via FDIC BankFind. Return on assets and net interest margin are annualized year to date. Peers are IL banks with half to twice its assets in the same quarter, excluding this bank. The page refreshes daily, so new quarters appear as banks file. Compare another bank or see every Illinois bank ranked.