Camp Grove State Bank: how it compares with its peers
Against 53 IL banks with half to twice its assets, Camp Grove State Bank's strongest measure in Q2 2026 is assets per employee ($6.6M vs. a $5.8M peer median). Its weakest relative measure is return on assets (-0.65% vs. 0.93%).
| Measure | Camp Grove State Bank | Peer median | Rank |
|---|---|---|---|
| Return on assets Annualized net income over average assets. | -0.65% | 0.93% | Bottom third Ahead of 0% of peers |
| Net interest margin Annualized net interest income over earning assets. | 2.97% | 3.75% | Bottom third Ahead of 17% of peers |
| Efficiency ratio Noninterest expense per dollar of revenue. Lower is better. | 127.37% | 72.50% | Bottom third Ahead of 0% of peers |
| Assets per employee Total assets over full-time-equivalent staff. | $6.6M | $5.8M | Middle third Ahead of 66% of peers |
| Loans to deposits Net loans and leases over total deposits. | 46.01% | 57.71% | Context |
What it means for lending operations
Its efficiency ratio of 127.37% is above the 72.50% peer median: it spends more to earn each dollar of revenue than most banks its size. Staff time on manual borrower verification (collecting pay stubs, bank statements, and employment letters, then re-keying them) is one of the larger controllable costs behind that number.
Banks closest in size
- Farmers & Merchants Bank of Hutsonville Hutsonville, IL · $52M
- Community National Bank in Monmouth Monmouth, IL · $55M
- First Community Bank, Xenia-Flora Xenia, IL · $56M
- Peoples State Bank of Colfax Colfax, IL · $50M
- Citizens State Bank of Milford Milford, IL · $57M
- Buckley State Bank Buckley, IL · $49M
Questions about Camp Grove State Bank
How big is Camp Grove State Bank?
Camp Grove State Bank, established in 1902, is headquartered in Camp Grove, IL. It reported $53M in total assets in its Q2 2026 FDIC call report and operates 1 office.
What is Camp Grove State Bank's return on assets?
-0.65% annualized in Q2 2026, against a 0.93% median for 53 IL banks with half to twice its assets, ahead of 0% of them.
What is Camp Grove State Bank's efficiency ratio?
127.37% in Q2 2026: it spent about 127 cents in noninterest expense for each dollar of revenue. The peer median is 72.50%, and lower is better.
Is Camp Grove State Bank growing its loans?
Net loans grew 37.1% over the year to Q2 2026, while deposits shrank 16.1%.
Sources and method
Figures are from the FDIC’s public call report data for the quarter ending 06/30/2026, via FDIC BankFind. Return on assets and net interest margin are annualized year to date. Peers are IL banks with half to twice its assets in the same quarter, excluding this bank. The page refreshes daily, so new quarters appear as banks file. Compare another bank or see every Illinois bank ranked.