State Bank of Newburg: how it compares with its peers
Against 73 WI banks with half to twice its assets, State Bank of Newburg's strongest measure in Q2 2026 is efficiency ratio (39.69% vs. a 61.89% peer median). Its weakest relative measure is net interest margin (4.27% vs. 3.87%).
| Measure | State Bank of Newburg | Peer median | Rank |
|---|---|---|---|
| Return on assets Annualized net income over average assets. | 2.14% | 1.27% | Top third Ahead of 88% of peers |
| Net interest margin Annualized net interest income over earning assets. | 4.27% | 3.87% | Top third Ahead of 82% of peers |
| Efficiency ratio Noninterest expense per dollar of revenue. Lower is better. | 39.69% | 61.89% | Top third Ahead of 93% of peers |
| Assets per employee Total assets over full-time-equivalent staff. | $10.9M | $7.0M | Top third Ahead of 88% of peers |
| Loans to deposits Net loans and leases over total deposits. | 108.17% | 86.78% | Context |
What it means for lending operations
Its efficiency ratio of 39.69% is better than the 61.89% peer median. Banks that already run lean usually find their next gains in loan growth: faster digital applications and fewer borrowers abandoning a slow document chase.
Banks closest in size
- The Equitable Bank, S.S.B. Wauwatosa, WI · $327M
- Northern State Bank Ashland, WI · $331M
- The First National Bank of River Falls River Falls, WI · $325M
- Clare Bank, National Association Platteville, WI · $332M
- Bank of Alma Alma, WI · $340M
- Bay Bank Green Bay, WI · $316M
Questions about State Bank of Newburg
How big is State Bank of Newburg?
State Bank of Newburg, established in 1911, is headquartered in Newburg, WI. It reported $328M in total assets in its Q2 2026 FDIC call report and operates 2 offices.
What is State Bank of Newburg's return on assets?
2.14% annualized in Q2 2026, against a 1.27% median for 73 WI banks with half to twice its assets, ahead of 88% of them.
What is State Bank of Newburg's efficiency ratio?
39.69% in Q2 2026: it spent about 40 cents in noninterest expense for each dollar of revenue. The peer median is 61.89%, and lower is better.
Is State Bank of Newburg growing its loans?
Net loans grew 8.9% over the year to Q2 2026, while deposits grew 9.3%.
Sources and method
Figures are from the FDIC’s public call report data for the quarter ending 06/30/2026, via FDIC BankFind. Return on assets and net interest margin are annualized year to date. Peers are WI banks with half to twice its assets in the same quarter, excluding this bank. The page refreshes daily, so new quarters appear as banks file. Compare another bank or see every Wisconsin bank ranked.