Clare Bank, National Association: how it compares with its peers
Against 74 WI banks with half to twice its assets, Clare Bank, National Association's strongest measure in Q2 2026 is assets per employee ($8.3M vs. a $7.0M peer median). Its weakest relative measure is net interest margin (2.43% vs. 3.88%).
| Measure | This bank | Peer median | Rank |
|---|---|---|---|
| Return on assets Annualized net income over average assets. | 1.03% | 1.27% | Bottom third Ahead of 28% of peers |
| Net interest margin Annualized net interest income over earning assets. | 2.43% | 3.88% | Bottom third Ahead of 1% of peers |
| Efficiency ratio Noninterest expense per dollar of revenue. Lower is better. | 56.95% | 61.94% | Top third Ahead of 68% of peers |
| Assets per employee Total assets over full-time-equivalent staff. | $8.3M | $7.0M | Top third Ahead of 73% of peers |
| Loans to deposits Net loans and leases over total deposits. | 63.87% | 86.94% | Context |
What it means for lending operations
Its efficiency ratio of 56.95% is better than the 61.94% peer median. Banks that already run lean usually find their next gains in loan growth: faster digital applications and fewer borrowers abandoning a slow document chase.
Banks closest in size
- Northern State Bank Ashland, WI · $331M
- State Bank of Newburg Newburg, WI · $328M
- The Equitable Bank, S.S.B. Wauwatosa, WI · $327M
- Bank of Alma Alma, WI · $340M
- The First National Bank of River Falls River Falls, WI · $325M
- Cumberland Federal Bank, FSB Cumberland, WI · $342M
Questions about Clare Bank, National Association
How big is Clare Bank, National Association?
Clare Bank, National Association, established in 1905, is headquartered in Platteville, WI. It reported $332M in total assets in its Q2 2026 FDIC call report and operates 8 offices.
What is Clare Bank, National Association's return on assets?
1.03% annualized in Q2 2026, against a 1.27% median for 74 WI banks with half to twice its assets, ahead of 28% of them.
What is Clare Bank, National Association's efficiency ratio?
56.95% in Q2 2026: it spent about 57 cents in noninterest expense for each dollar of revenue. The peer median is 61.94%, and lower is better.
Is Clare Bank, National Association growing its loans?
Net loans grew 10.7% over the year to Q2 2026, while deposits grew 2.5%.
Sources and method
Figures are from the FDIC’s public call report data for the quarter ending 06/30/2026, via FDIC BankFind. Return on assets and net interest margin are annualized year to date. Peers are WI banks with half to twice its assets in the same quarter, excluding this bank. The page refreshes daily, so new quarters appear as banks file. Compare another bank or see every Wisconsin bank ranked.