The Equitable Bank, S.S.B.: how it compares with its peers
Against 73 WI banks with half to twice its assets, The Equitable Bank, S.S.B.'s strongest measure in Q2 2026 is net interest margin (3.13% vs. a 3.88% peer median). Its weakest relative measure is efficiency ratio (99.90% vs. 61.35%).
| Measure | The Equitable Bank, S.S.B. | Peer median | Rank |
|---|---|---|---|
| Return on assets Annualized net income over average assets. | 0.31% | 1.28% | Bottom third Ahead of 5% of peers |
| Net interest margin Annualized net interest income over earning assets. | 3.13% | 3.88% | Bottom third Ahead of 11% of peers |
| Efficiency ratio Noninterest expense per dollar of revenue. Lower is better. | 99.90% | 61.35% | Bottom third Ahead of 3% of peers |
| Assets per employee Total assets over full-time-equivalent staff. | $4.2M | $7.0M | Bottom third Ahead of 4% of peers |
| Loans to deposits Net loans and leases over total deposits. | 98.20% | 86.78% | Context |
What it means for lending operations
Its efficiency ratio of 99.90% is above the 61.35% peer median: it spends more to earn each dollar of revenue than most banks its size. Staff time on manual borrower verification (collecting pay stubs, bank statements, and employment letters, then re-keying them) is one of the larger controllable costs behind that number.
Banks closest in size
- State Bank of Newburg Newburg, WI · $328M
- The First National Bank of River Falls River Falls, WI · $325M
- Northern State Bank Ashland, WI · $331M
- Clare Bank, National Association Platteville, WI · $332M
- Bay Bank Green Bay, WI · $316M
- Bank of Alma Alma, WI · $340M
Questions about The Equitable Bank, S.S.B.
How big is The Equitable Bank, S.S.B.?
The Equitable Bank, S.S.B., established in 1927, is headquartered in Wauwatosa, WI. It reported $327M in total assets in its Q2 2026 FDIC call report and operates 6 offices.
What is The Equitable Bank, S.S.B.'s return on assets?
0.31% annualized in Q2 2026, against a 1.28% median for 73 WI banks with half to twice its assets, ahead of 5% of them.
What is The Equitable Bank, S.S.B.'s efficiency ratio?
99.90% in Q2 2026: it spent about 100 cents in noninterest expense for each dollar of revenue. The peer median is 61.35%, and lower is better.
Is The Equitable Bank, S.S.B. growing its loans?
Net loans grew 0.8% over the year to Q2 2026, while deposits shrank 0.8%.
Sources and method
Figures are from the FDIC’s public call report data for the quarter ending 06/30/2026, via FDIC BankFind. Return on assets and net interest margin are annualized year to date. Peers are WI banks with half to twice its assets in the same quarter, excluding this bank. The page refreshes daily, so new quarters appear as banks file. Compare another bank or see every Wisconsin bank ranked.