Security State Bank of Oklahoma: how it compares with its peers
Against 66 OK banks with half to twice its assets, Security State Bank of Oklahoma's strongest measure in Q2 2026 is efficiency ratio (40.14% vs. a 61.45% peer median). Its weakest relative measure is assets per employee ($7.6M vs. $6.4M).
| Measure | This bank | Peer median | Rank |
|---|---|---|---|
| Return on assets Annualized net income over average assets. | 2.39% | 1.39% | Top third Ahead of 94% of peers |
| Net interest margin Annualized net interest income over earning assets. | 4.88% | 4.15% | Top third Ahead of 83% of peers |
| Efficiency ratio Noninterest expense per dollar of revenue. Lower is better. | 40.14% | 61.45% | Top third Ahead of 98% of peers |
| Assets per employee Total assets over full-time-equivalent staff. | $7.6M | $6.4M | Top third Ahead of 74% of peers |
| Loans to deposits Net loans and leases over total deposits. | 71.25% | 76.11% | Context |
What it means for lending operations
Its efficiency ratio of 40.14% is better than the 61.45% peer median. Banks that already run lean usually find their next gains in loan growth: faster digital applications and fewer borrowers abandoning a slow document chase.
Banks closest in size
- McCurtain County National Bank Broken Bow, OK · $384M
- The Community State Bank Poteau, OK · $393M
- The Security National Bank of Enid Enid, OK · $400M
- Anchor D Bank Texhoma, OK · $405M
- The Pauls Valley National Bank Pauls Valley, OK · $357M
- Sooner State Bank Tuttle, OK · $355M
Questions about Security State Bank of Oklahoma
How big is Security State Bank of Oklahoma?
Security State Bank of Oklahoma, established in 1911, is headquartered in Wewoka, OK. It reported $388M in total assets in its Q2 2026 FDIC call report and operates 4 offices.
What is Security State Bank of Oklahoma's return on assets?
2.39% annualized in Q2 2026, against a 1.39% median for 66 OK banks with half to twice its assets, ahead of 94% of them.
What is Security State Bank of Oklahoma's efficiency ratio?
40.14% in Q2 2026: it spent about 40 cents in noninterest expense for each dollar of revenue. The peer median is 61.45%, and lower is better.
Is Security State Bank of Oklahoma growing its loans?
Net loans grew 4.4% over the year to Q2 2026, while deposits shrank 2.6%.
Sources and method
Figures are from the FDIC’s public call report data for the quarter ending 06/30/2026, via FDIC BankFind. Return on assets and net interest margin are annualized year to date. Peers are OK banks with half to twice its assets in the same quarter, excluding this bank. The page refreshes daily, so new quarters appear as banks file. Compare another bank or see every Oklahoma bank ranked.