McCurtain County National Bank: how it compares with its peers
Against 68 OK banks with half to twice its assets, McCurtain County National Bank's strongest measure in Q2 2026 is efficiency ratio (57.99% vs. a 61.45% peer median). Its weakest relative measure is net interest margin (3.57% vs. 4.19%).
| Measure | This bank | Peer median | Rank |
|---|---|---|---|
| Return on assets Annualized net income over average assets. | 1.16% | 1.46% | Middle third Ahead of 37% of peers |
| Net interest margin Annualized net interest income over earning assets. | 3.57% | 4.19% | Bottom third Ahead of 13% of peers |
| Efficiency ratio Noninterest expense per dollar of revenue. Lower is better. | 57.99% | 61.45% | Middle third Ahead of 59% of peers |
| Assets per employee Total assets over full-time-equivalent staff. | $5.6M | $6.5M | Bottom third Ahead of 32% of peers |
| Loans to deposits Net loans and leases over total deposits. | 43.44% | 76.11% | Context |
What it means for lending operations
Its efficiency ratio of 57.99% is better than the 61.45% peer median. Banks that already run lean usually find their next gains in loan growth: faster digital applications and fewer borrowers abandoning a slow document chase.
Banks closest in size
- Security State Bank of Oklahoma Wewoka, OK · $388M
- The Community State Bank Poteau, OK · $393M
- The Security National Bank of Enid Enid, OK · $400M
- Anchor D Bank Texhoma, OK · $405M
- The Pauls Valley National Bank Pauls Valley, OK · $357M
- Sooner State Bank Tuttle, OK · $355M
Questions about McCurtain County National Bank
How big is McCurtain County National Bank?
McCurtain County National Bank, established in 1982, is headquartered in Broken Bow, OK. It reported $384M in total assets in its Q2 2026 FDIC call report and operates 5 offices.
What is McCurtain County National Bank's return on assets?
1.16% annualized in Q2 2026, against a 1.46% median for 68 OK banks with half to twice its assets, ahead of 37% of them.
What is McCurtain County National Bank's efficiency ratio?
57.99% in Q2 2026: it spent about 58 cents in noninterest expense for each dollar of revenue. The peer median is 61.45%, and lower is better.
Is McCurtain County National Bank growing its loans?
Net loans shrank 6.9% over the year to Q2 2026, while deposits grew 4.6%.
Sources and method
Figures are from the FDIC’s public call report data for the quarter ending 06/30/2026, via FDIC BankFind. Return on assets and net interest margin are annualized year to date. Peers are OK banks with half to twice its assets in the same quarter, excluding this bank. The page refreshes daily, so new quarters appear as banks file. Compare another bank or see every Oklahoma bank ranked.