The Security National Bank of Enid: how it compares with its peers
Against 64 OK banks with half to twice its assets, The Security National Bank of Enid's strongest measure in Q2 2026 is assets per employee ($8.9M vs. a $6.4M peer median). Its weakest relative measure is net interest margin (3.17% vs. 4.17%).
| Measure | This bank | Peer median | Rank |
|---|---|---|---|
| Return on assets Annualized net income over average assets. | 1.63% | 1.39% | Middle third Ahead of 63% of peers |
| Net interest margin Annualized net interest income over earning assets. | 3.17% | 4.17% | Bottom third Ahead of 3% of peers |
| Efficiency ratio Noninterest expense per dollar of revenue. Lower is better. | 50.24% | 61.45% | Top third Ahead of 81% of peers |
| Assets per employee Total assets over full-time-equivalent staff. | $8.9M | $6.4M | Top third Ahead of 88% of peers |
| Loans to deposits Net loans and leases over total deposits. | 63.62% | 75.67% | Context |
What it means for lending operations
Its efficiency ratio of 50.24% is better than the 61.45% peer median. Banks that already run lean usually find their next gains in loan growth: faster digital applications and fewer borrowers abandoning a slow document chase.
Banks closest in size
- Anchor D Bank Texhoma, OK · $405M
- The Community State Bank Poteau, OK · $393M
- Security State Bank of Oklahoma Wewoka, OK · $388M
- McCurtain County National Bank Broken Bow, OK · $384M
- Exchange Bank and Trust Company Perry, OK · $429M
- The Citizens Bank of Edmond Edmond, OK · $432M
Questions about The Security National Bank of Enid
How big is The Security National Bank of Enid?
The Security National Bank of Enid, established in 1907, is headquartered in Enid, OK. It reported $400M in total assets in its Q2 2026 FDIC call report and operates 3 offices.
What is The Security National Bank of Enid's return on assets?
1.63% annualized in Q2 2026, against a 1.39% median for 64 OK banks with half to twice its assets, ahead of 63% of them.
What is The Security National Bank of Enid's efficiency ratio?
50.24% in Q2 2026: it spent about 50 cents in noninterest expense for each dollar of revenue. The peer median is 61.45%, and lower is better.
Is The Security National Bank of Enid growing its loans?
Net loans grew 4.9% over the year to Q2 2026, while deposits grew 2.3%.
Sources and method
Figures are from the FDIC’s public call report data for the quarter ending 06/30/2026, via FDIC BankFind. Return on assets and net interest margin are annualized year to date. Peers are OK banks with half to twice its assets in the same quarter, excluding this bank. The page refreshes daily, so new quarters appear as banks file. Compare another bank or see every Oklahoma bank ranked.