New Century Bank: how it compares with its peers
Against 62 KS banks with half to twice its assets, New Century Bank's strongest measure in Q2 2026 is net interest margin (6.54% vs. a 3.95% peer median). Its weakest relative measure is assets per employee ($4.4M vs. $7.2M).
| Measure | New Century Bank | Peer median | Rank |
|---|---|---|---|
| Return on assets Annualized net income over average assets. | 2.20% | 1.35% | Top third Ahead of 92% of peers |
| Net interest margin Annualized net interest income over earning assets. | 6.54% | 3.95% | Top third Ahead of 100% of peers |
| Efficiency ratio Noninterest expense per dollar of revenue. Lower is better. | 58.88% | 60.25% | Middle third Ahead of 55% of peers |
| Assets per employee Total assets over full-time-equivalent staff. | $4.4M | $7.2M | Bottom third Ahead of 10% of peers |
| Loans to deposits Net loans and leases over total deposits. | 108.22% | 69.19% | Context |
What it means for lending operations
Its efficiency ratio of 58.88% is better than the 60.25% peer median. Banks that already run lean usually find their next gains in loan growth: faster digital applications and fewer borrowers abandoning a slow document chase.
Banks closest in size
- The First National Bank of Dighton Dighton, KS · $89M
- FNB Washington Washington, KS · $88M
- The Stock Exchange Bank, Caldwell, Kansas Caldwell, KS · $90M
- The Farmers State Bank Holton, KS · $86M
- The Farmers State Bank Wathena, KS · $85M
- The First State Bank Ness City, KS · $84M
Questions about New Century Bank
How big is New Century Bank?
New Century Bank, established in 1905, is headquartered in Belleville, KS. It reported $89M in total assets in its Q2 2026 FDIC call report and operates 2 offices.
What is New Century Bank's return on assets?
2.20% annualized in Q2 2026, against a 1.35% median for 62 KS banks with half to twice its assets, ahead of 92% of them.
What is New Century Bank's efficiency ratio?
58.88% in Q2 2026: it spent about 59 cents in noninterest expense for each dollar of revenue. The peer median is 60.25%, and lower is better.
Is New Century Bank growing its loans?
Net loans grew 11.8% over the year to Q2 2026, while deposits grew 11.0%.
Sources and method
Figures are from the FDIC’s public call report data for the quarter ending 06/30/2026, via FDIC BankFind. Return on assets and net interest margin are annualized year to date. Peers are KS banks with half to twice its assets in the same quarter, excluding this bank. The page refreshes daily, so new quarters appear as banks file. Compare another bank or see every Kansas bank ranked.