The Stock Exchange Bank, Caldwell, Kansas: how it compares with its peers
Against 63 KS banks with half to twice its assets, The Stock Exchange Bank, Caldwell, Kansas's strongest measure in Q2 2026 is net interest margin (4.57% vs. a 3.94% peer median). Its weakest relative measure is assets per employee ($6.4M vs. $7.2M).
| Measure | This bank | Peer median | Rank |
|---|---|---|---|
| Return on assets Annualized net income over average assets. | 1.31% | 1.37% | Middle third Ahead of 40% of peers |
| Net interest margin Annualized net interest income over earning assets. | 4.57% | 3.94% | Top third Ahead of 83% of peers |
| Efficiency ratio Noninterest expense per dollar of revenue. Lower is better. | 61.13% | 59.23% | Middle third Ahead of 44% of peers |
| Assets per employee Total assets over full-time-equivalent staff. | $6.4M | $7.2M | Bottom third Ahead of 32% of peers |
| Loans to deposits Net loans and leases over total deposits. | 92.04% | 70.40% | Context |
What it means for lending operations
Its efficiency ratio of 61.13% is above the 59.23% peer median: it spends more to earn each dollar of revenue than most banks its size. Staff time on manual borrower verification (collecting pay stubs, bank statements, and employment letters, then re-keying them) is one of the larger controllable costs behind that number.
Banks closest in size
- New Century Bank Belleville, KS · $89M
- The First National Bank of Dighton Dighton, KS · $89M
- FNB Washington Washington, KS · $88M
- The Farmers State Bank Holton, KS · $86M
- The Farmers State Bank Wathena, KS · $85M
- The Citizens State Bank and Trust Company Council Grove, KS · $96M
Questions about The Stock Exchange Bank, Caldwell, Kansas
How big is The Stock Exchange Bank, Caldwell, Kansas?
The Stock Exchange Bank, Caldwell, Kansas, established in 1881, is headquartered in Caldwell, KS. It reported $90M in total assets in its Q2 2026 FDIC call report and operates 2 offices.
What is The Stock Exchange Bank, Caldwell, Kansas's return on assets?
1.31% annualized in Q2 2026, against a 1.37% median for 63 KS banks with half to twice its assets, ahead of 40% of them.
What is The Stock Exchange Bank, Caldwell, Kansas's efficiency ratio?
61.13% in Q2 2026: it spent about 61 cents in noninterest expense for each dollar of revenue. The peer median is 59.23%, and lower is better.
Is The Stock Exchange Bank, Caldwell, Kansas growing its loans?
Net loans grew 7.3% over the year to Q2 2026, while deposits grew 4.8%.
Sources and method
Figures are from the FDIC’s public call report data for the quarter ending 06/30/2026, via FDIC BankFind. Return on assets and net interest margin are annualized year to date. Peers are KS banks with half to twice its assets in the same quarter, excluding this bank. The page refreshes daily, so new quarters appear as banks file. Compare another bank or see every Kansas bank ranked.