The First National Bank of Dighton: how it compares with its peers
Against 62 KS banks with half to twice its assets, The First National Bank of Dighton's strongest measure in Q2 2026 is assets per employee ($8.0M vs. a $7.2M peer median). Its weakest relative measure is return on assets (1.21% vs. 1.36%).
| Measure | This bank | Peer median | Rank |
|---|---|---|---|
| Return on assets Annualized net income over average assets. | 1.21% | 1.36% | Bottom third Ahead of 29% of peers |
| Net interest margin Annualized net interest income over earning assets. | 3.69% | 3.95% | Bottom third Ahead of 32% of peers |
| Efficiency ratio Noninterest expense per dollar of revenue. Lower is better. | 57.47% | 60.25% | Middle third Ahead of 60% of peers |
| Assets per employee Total assets over full-time-equivalent staff. | $8.0M | $7.2M | Top third Ahead of 73% of peers |
| Loans to deposits Net loans and leases over total deposits. | 92.99% | 69.19% | Context |
What it means for lending operations
Its efficiency ratio of 57.47% is better than the 60.25% peer median. Banks that already run lean usually find their next gains in loan growth: faster digital applications and fewer borrowers abandoning a slow document chase.
Banks closest in size
- New Century Bank Belleville, KS · $89M
- FNB Washington Washington, KS · $88M
- The Stock Exchange Bank, Caldwell, Kansas Caldwell, KS · $90M
- The Farmers State Bank Holton, KS · $86M
- The Farmers State Bank Wathena, KS · $85M
- The First State Bank Ness City, KS · $84M
Questions about The First National Bank of Dighton
How big is The First National Bank of Dighton?
The First National Bank of Dighton, established in 1888, is headquartered in Dighton, KS. It reported $89M in total assets in its Q2 2026 FDIC call report and operates 1 office.
What is The First National Bank of Dighton's return on assets?
1.21% annualized in Q2 2026, against a 1.36% median for 62 KS banks with half to twice its assets, ahead of 29% of them.
What is The First National Bank of Dighton's efficiency ratio?
57.47% in Q2 2026: it spent about 57 cents in noninterest expense for each dollar of revenue. The peer median is 60.25%, and lower is better.
Is The First National Bank of Dighton growing its loans?
Net loans grew 9.0% over the year to Q2 2026, while deposits grew 8.7%.
Sources and method
Figures are from the FDIC’s public call report data for the quarter ending 06/30/2026, via FDIC BankFind. Return on assets and net interest margin are annualized year to date. Peers are KS banks with half to twice its assets in the same quarter, excluding this bank. The page refreshes daily, so new quarters appear as banks file. Compare another bank or see every Kansas bank ranked.