Evermore Bank: how it compares with its peers
Against 30 FL banks with half to twice its assets, Evermore Bank's strongest measure in Q2 2026 is assets per employee ($10.9M vs. a $8.0M peer median). Its weakest relative measure is net interest margin (3.50% vs. 3.79%).
| Measure | Evermore Bank | Peer median | Rank |
|---|---|---|---|
| Return on assets Annualized net income over average assets. | 0.70% | 0.84% | Middle third Ahead of 40% of peers |
| Net interest margin Annualized net interest income over earning assets. | 3.50% | 3.79% | Bottom third Ahead of 33% of peers |
| Efficiency ratio Noninterest expense per dollar of revenue. Lower is better. | 62.02% | 71.53% | Top third Ahead of 67% of peers |
| Assets per employee Total assets over full-time-equivalent staff. | $10.9M | $8.0M | Top third Ahead of 83% of peers |
| Loans to deposits Net loans and leases over total deposits. | 98.52% | 75.19% | Context |
What it means for lending operations
Its efficiency ratio of 62.02% is better than the 71.53% peer median. Banks that already run lean usually find their next gains in loan growth: faster digital applications and fewer borrowers abandoning a slow document chase.
Banks closest in size
- BankMiami Coral Gables, FL · $318M
- DLP Bank Starke, FL · $301M
- Natbank, National Association Hollywood, FL · $297M
- First Colony Bank of Florida Maitland, FL · $291M
- Gulfside Bank Sarasota, FL · $345M
- First National Bank of Pasco Dade City, FL · $280M
Questions about Evermore Bank
How big is Evermore Bank?
Evermore Bank, established in 2022, is headquartered in Fort Lauderdale, FL. It reported $317M in total assets in its Q2 2026 FDIC call report and operates 2 offices.
What is Evermore Bank's return on assets?
0.70% annualized in Q2 2026, against a 0.84% median for 30 FL banks with half to twice its assets, ahead of 40% of them.
What is Evermore Bank's efficiency ratio?
62.02% in Q2 2026: it spent about 62 cents in noninterest expense for each dollar of revenue. The peer median is 71.53%, and lower is better.
Is Evermore Bank growing its loans?
Net loans grew 31.2% over the year to Q2 2026, while deposits grew 33.1%.
Sources and method
Figures are from the FDIC’s public call report data for the quarter ending 06/30/2026, via FDIC BankFind. Return on assets and net interest margin are annualized year to date. Peers are FL banks with half to twice its assets in the same quarter, excluding this bank. The page refreshes daily, so new quarters appear as banks file. Compare another bank or see every Florida bank ranked.