DLP Bank: how it compares with its peers
Against 29 FL banks with half to twice its assets, DLP Bank's strongest measure in Q2 2026 is net interest margin (4.49% vs. a 3.82% peer median). Its weakest relative measure is return on assets (0.84% vs. 0.84%).
| Measure | DLP Bank | Peer median | Rank |
|---|---|---|---|
| Return on assets Annualized net income over average assets. | 0.84% | 0.84% | Middle third Ahead of 48% of peers |
| Net interest margin Annualized net interest income over earning assets. | 4.49% | 3.82% | Top third Ahead of 86% of peers |
| Efficiency ratio Noninterest expense per dollar of revenue. Lower is better. | 68.30% | 71.65% | Middle third Ahead of 62% of peers |
| Assets per employee Total assets over full-time-equivalent staff. | $7.9M | $7.5M | Middle third Ahead of 52% of peers |
| Loans to deposits Net loans and leases over total deposits. | 48.31% | 75.72% | Context |
What it means for lending operations
Its efficiency ratio of 68.30% is better than the 71.65% peer median. Banks that already run lean usually find their next gains in loan growth: faster digital applications and fewer borrowers abandoning a slow document chase.
Banks closest in size
- Natbank, National Association Hollywood, FL · $297M
- First Colony Bank of Florida Maitland, FL · $291M
- Evermore Bank Fort Lauderdale, FL · $317M
- BankMiami Coral Gables, FL · $318M
- First National Bank of Pasco Dade City, FL · $280M
- Community Bank of the South Merritt Island, FL · $266M
Questions about DLP Bank
How big is DLP Bank?
DLP Bank, established in 1957, is headquartered in Starke, FL. It reported $301M in total assets in its Q2 2026 FDIC call report and operates 3 offices.
What is DLP Bank's return on assets?
0.84% annualized in Q2 2026, against a 0.84% median for 29 FL banks with half to twice its assets, ahead of 48% of them.
What is DLP Bank's efficiency ratio?
68.30% in Q2 2026: it spent about 68 cents in noninterest expense for each dollar of revenue. The peer median is 71.65%, and lower is better.
Is DLP Bank growing its loans?
Net loans grew 11.6% over the year to Q2 2026, while deposits grew 18.8%.
Sources and method
Figures are from the FDIC’s public call report data for the quarter ending 06/30/2026, via FDIC BankFind. Return on assets and net interest margin are annualized year to date. Peers are FL banks with half to twice its assets in the same quarter, excluding this bank. The page refreshes daily, so new quarters appear as banks file. Compare another bank or see every Florida bank ranked.