Natbank, National Association: how it compares with its peers
Against 29 FL banks with half to twice its assets, Natbank, National Association's strongest measure in Q2 2026 is net interest margin (4.30% vs. a 3.82% peer median). Its weakest relative measure is return on assets (0.53% vs. 0.84%).
| Measure | This bank | Peer median | Rank |
|---|---|---|---|
| Return on assets Annualized net income over average assets. | 0.53% | 0.84% | Bottom third Ahead of 21% of peers |
| Net interest margin Annualized net interest income over earning assets. | 4.30% | 3.82% | Top third Ahead of 76% of peers |
| Efficiency ratio Noninterest expense per dollar of revenue. Lower is better. | 77.12% | 71.42% | Middle third Ahead of 34% of peers |
| Assets per employee Total assets over full-time-equivalent staff. | $7.1M | $7.9M | Middle third Ahead of 41% of peers |
| Loans to deposits Net loans and leases over total deposits. | 112.26% | 75.46% | Context |
What it means for lending operations
Its efficiency ratio of 77.12% is above the 71.42% peer median: it spends more to earn each dollar of revenue than most banks its size. Staff time on manual borrower verification (collecting pay stubs, bank statements, and employment letters, then re-keying them) is one of the larger controllable costs behind that number.
Banks closest in size
- DLP Bank Starke, FL · $301M
- First Colony Bank of Florida Maitland, FL · $291M
- First National Bank of Pasco Dade City, FL · $280M
- Evermore Bank Fort Lauderdale, FL · $317M
- BankMiami Coral Gables, FL · $318M
- Community Bank of the South Merritt Island, FL · $266M
Questions about Natbank, National Association
How big is Natbank, National Association?
Natbank, National Association, established in 1994, is headquartered in Hollywood, FL. It reported $297M in total assets in its Q2 2026 FDIC call report and operates 4 offices.
What is Natbank, National Association's return on assets?
0.53% annualized in Q2 2026, against a 0.84% median for 29 FL banks with half to twice its assets, ahead of 21% of them.
What is Natbank, National Association's efficiency ratio?
77.12% in Q2 2026: it spent about 77 cents in noninterest expense for each dollar of revenue. The peer median is 71.42%, and lower is better.
Is Natbank, National Association growing its loans?
Net loans grew 17.8% over the year to Q2 2026, while deposits grew 11.1%.
Sources and method
Figures are from the FDIC’s public call report data for the quarter ending 06/30/2026, via FDIC BankFind. Return on assets and net interest margin are annualized year to date. Peers are FL banks with half to twice its assets in the same quarter, excluding this bank. The page refreshes daily, so new quarters appear as banks file. Compare another bank or see every Florida bank ranked.