RiverBank: how it compares with its peers
Against 1000 U.S. banks with half to twice its assets, RiverBank's strongest measure in Q2 2026 is net interest margin (4.70% vs. a 3.94% peer median). Its weakest relative measure is efficiency ratio (57.22% vs. 61.98%).
| Measure | RiverBank | Peer median | Rank |
|---|---|---|---|
| Return on assets Annualized net income over average assets. | 1.78% | 1.29% | Top third Ahead of 79% of peers |
| Net interest margin Annualized net interest income over earning assets. | 4.70% | 3.94% | Top third Ahead of 86% of peers |
| Efficiency ratio Noninterest expense per dollar of revenue. Lower is better. | 57.22% | 61.98% | Middle third Ahead of 66% of peers |
| Assets per employee Total assets over full-time-equivalent staff. | $8.0M | $6.7M | Top third Ahead of 71% of peers |
| Loans to deposits Net loans and leases over total deposits. | 85.81% | 78.59% | Context |
What it means for lending operations
Its efficiency ratio of 57.22% is better than the 61.98% peer median. Banks that already run lean usually find their next gains in loan growth: faster digital applications and fewer borrowers abandoning a slow document chase.
Banks closest in size
- The Bankers Bank Oklahoma City, OK · $311M
- Community Bank Winslow, IL · $311M
- First National Bank of South Carolina Holly Hill, SC · $310M
- The Pecos County State Bank Fort Stockton, TX · $309M
- Horatio State Bank Horatio, AR · $312M
- First State Bank Graham, TX · $309M
Questions about RiverBank
How big is RiverBank?
RiverBank, established in 2006, is headquartered in Spokane, WA. It reported $310M in total assets in its Q2 2026 FDIC call report and operates 3 offices.
What is RiverBank's return on assets?
1.78% annualized in Q2 2026, against a 1.29% median for 1000 U.S. banks with half to twice its assets, ahead of 79% of them.
What is RiverBank's efficiency ratio?
57.22% in Q2 2026: it spent about 57 cents in noninterest expense for each dollar of revenue. The peer median is 61.98%, and lower is better.
Is RiverBank growing its loans?
Net loans grew 1.9% over the year to Q2 2026, while deposits grew 11.2%.
Sources and method
Figures are from the FDIC’s public call report data for the quarter ending 06/30/2026, via FDIC BankFind. Return on assets and net interest margin are annualized year to date. Peers are U.S. banks with half to twice its assets in the same quarter, excluding this bank. The page refreshes daily, so new quarters appear as banks file. Compare another bank or see every Washington bank ranked.