The Bankers Bank: how it compares with its peers
Against 71 OK banks with half to twice its assets, The Bankers Bank's strongest measure in Q2 2026 is net interest margin (3.87% vs. a 4.21% peer median). Its weakest relative measure is efficiency ratio (80.20% vs. 60.95%).
| Measure | The Bankers Bank | Peer median | Rank |
|---|---|---|---|
| Return on assets Annualized net income over average assets. | 0.98% | 1.45% | Bottom third Ahead of 21% of peers |
| Net interest margin Annualized net interest income over earning assets. | 3.87% | 4.21% | Bottom third Ahead of 30% of peers |
| Efficiency ratio Noninterest expense per dollar of revenue. Lower is better. | 80.20% | 60.95% | Bottom third Ahead of 11% of peers |
| Assets per employee Total assets over full-time-equivalent staff. | $5.1M | $6.4M | Bottom third Ahead of 28% of peers |
| Loans to deposits Net loans and leases over total deposits. | 99.38% | 75.72% | Context |
What it means for lending operations
Its efficiency ratio of 80.20% is above the 60.95% peer median: it spends more to earn each dollar of revenue than most banks its size. Staff time on manual borrower verification (collecting pay stubs, bank statements, and employment letters, then re-keying them) is one of the larger controllable costs behind that number.
Banks closest in size
- The Payne County Bank Perkins, OK · $313M
- Patrons Bank, National Association Okmulgee, OK · $314M
- First Bethany Bank & Trust Bethany, OK · $317M
- VALOR BANK Edmond, OK · $303M
- Citizens Bank and Trust Company of Ardmore Ardmore, OK · $319M
Questions about The Bankers Bank
How big is The Bankers Bank?
The Bankers Bank, established in 1986, is headquartered in Oklahoma City, OK. It reported $311M in total assets in its Q2 2026 FDIC call report and operates 2 offices.
What is The Bankers Bank's return on assets?
0.98% annualized in Q2 2026, against a 1.45% median for 71 OK banks with half to twice its assets, ahead of 21% of them.
What is The Bankers Bank's efficiency ratio?
80.20% in Q2 2026: it spent about 80 cents in noninterest expense for each dollar of revenue. The peer median is 60.95%, and lower is better.
Is The Bankers Bank growing its loans?
Net loans grew 12.7% over the year to Q2 2026, while deposits grew 18.8%.
Sources and method
Figures are from the FDIC’s public call report data for the quarter ending 06/30/2026, via FDIC BankFind. Return on assets and net interest margin are annualized year to date. Peers are OK banks with half to twice its assets in the same quarter, excluding this bank. The page refreshes daily, so new quarters appear as banks file. Compare another bank or see every Oklahoma bank ranked.