PrimeBank of Texas: how it compares with its peers
Against 139 TX banks with half to twice its assets, PrimeBank of Texas's strongest measure in Q2 2026 is efficiency ratio (48.30% vs. a 61.18% peer median). Its weakest relative measure is net interest margin (4.46% vs. 4.20%).
| Measure | PrimeBank of Texas | Peer median | Rank |
|---|---|---|---|
| Return on assets Annualized net income over average assets. | 1.72% | 1.44% | Top third Ahead of 68% of peers |
| Net interest margin Annualized net interest income over earning assets. | 4.46% | 4.20% | Middle third Ahead of 66% of peers |
| Efficiency ratio Noninterest expense per dollar of revenue. Lower is better. | 48.30% | 61.18% | Top third Ahead of 84% of peers |
| Assets per employee Total assets over full-time-equivalent staff. | $9.3M | $6.7M | Top third Ahead of 81% of peers |
| Loans to deposits Net loans and leases over total deposits. | 75.42% | 67.99% | Context |
What it means for lending operations
Its efficiency ratio of 48.30% is better than the 61.18% peer median. Banks that already run lean usually find their next gains in loan growth: faster digital applications and fewer borrowers abandoning a slow document chase.
Banks closest in size
- Incommons Bank, N.A. Mexia, TX · $278M
- The Jacksboro National Bank Jacksboro, TX · $283M
- The First National Bank of Ballinger Ballinger, TX · $275M
- Victory Bank Lubbock, TX · $285M
- Interstate Bank Perryton, TX · $288M
- Citizens State Bank Miles, TX · $270M
Questions about PrimeBank of Texas
How big is PrimeBank of Texas?
PrimeBank of Texas, established in 2003, is headquartered in Austin, TX. It reported $280M in total assets in its Q2 2026 FDIC call report and operates 3 offices.
What is PrimeBank of Texas's return on assets?
1.72% annualized in Q2 2026, against a 1.44% median for 139 TX banks with half to twice its assets, ahead of 68% of them.
What is PrimeBank of Texas's efficiency ratio?
48.30% in Q2 2026: it spent about 48 cents in noninterest expense for each dollar of revenue. The peer median is 61.18%, and lower is better.
Is PrimeBank of Texas growing its loans?
Net loans grew 28.2% over the year to Q2 2026, while deposits grew 25.7%.
Sources and method
Figures are from the FDIC’s public call report data for the quarter ending 06/30/2026, via FDIC BankFind. Return on assets and net interest margin are annualized year to date. Peers are TX banks with half to twice its assets in the same quarter, excluding this bank. The page refreshes daily, so new quarters appear as banks file. Compare another bank or see every Texas bank ranked.