The Jacksboro National Bank: how it compares with its peers
Against 138 TX banks with half to twice its assets, The Jacksboro National Bank's strongest measure in Q2 2026 is return on assets (1.46% vs. a 1.44% peer median). Its weakest relative measure is efficiency ratio (67.43% vs. 61.04%).
| Measure | The Jacksboro National Bank | Peer median | Rank |
|---|---|---|---|
| Return on assets Annualized net income over average assets. | 1.46% | 1.44% | Middle third Ahead of 51% of peers |
| Net interest margin Annualized net interest income over earning assets. | 3.93% | 4.21% | Middle third Ahead of 34% of peers |
| Efficiency ratio Noninterest expense per dollar of revenue. Lower is better. | 67.43% | 61.04% | Bottom third Ahead of 30% of peers |
| Assets per employee Total assets over full-time-equivalent staff. | $5.7M | $6.7M | Bottom third Ahead of 30% of peers |
| Loans to deposits Net loans and leases over total deposits. | 55.86% | 68.02% | Context |
What it means for lending operations
Its efficiency ratio of 67.43% is above the 61.04% peer median: it spends more to earn each dollar of revenue than most banks its size. Staff time on manual borrower verification (collecting pay stubs, bank statements, and employment letters, then re-keying them) is one of the larger controllable costs behind that number.
Banks closest in size
- Victory Bank Lubbock, TX · $285M
- PrimeBank of Texas Austin, TX · $280M
- Interstate Bank Perryton, TX · $288M
- Incommons Bank, N.A. Mexia, TX · $278M
- One World Bank Dallas, TX · $290M
- The First National Bank of Ballinger Ballinger, TX · $275M
Questions about The Jacksboro National Bank
How big is The Jacksboro National Bank?
The Jacksboro National Bank, established in 1905, is headquartered in Jacksboro, TX. It reported $283M in total assets in its Q2 2026 FDIC call report and operates 2 offices.
What is The Jacksboro National Bank's return on assets?
1.46% annualized in Q2 2026, against a 1.44% median for 138 TX banks with half to twice its assets, ahead of 51% of them.
What is The Jacksboro National Bank's efficiency ratio?
67.43% in Q2 2026: it spent about 67 cents in noninterest expense for each dollar of revenue. The peer median is 61.04%, and lower is better.
Is The Jacksboro National Bank growing its loans?
Net loans shrank 2.4% over the year to Q2 2026, while deposits shrank 0.3%.
Sources and method
Figures are from the FDIC’s public call report data for the quarter ending 06/30/2026, via FDIC BankFind. Return on assets and net interest margin are annualized year to date. Peers are TX banks with half to twice its assets in the same quarter, excluding this bank. The page refreshes daily, so new quarters appear as banks file. Compare another bank or see every Texas bank ranked.