The City National Bank of Taylor: how it compares with its peers
Against 136 TX banks with half to twice its assets, The City National Bank of Taylor's strongest measure in Q2 2026 is assets per employee ($6.4M vs. a $6.6M peer median). Its weakest relative measure is efficiency ratio (73.08% vs. 62.59%).
| Measure | This bank | Peer median | Rank |
|---|---|---|---|
| Return on assets Annualized net income over average assets. | 1.26% | 1.46% | Middle third Ahead of 37% of peers |
| Net interest margin Annualized net interest income over earning assets. | 4.08% | 4.20% | Middle third Ahead of 43% of peers |
| Efficiency ratio Noninterest expense per dollar of revenue. Lower is better. | 73.08% | 62.59% | Bottom third Ahead of 20% of peers |
| Assets per employee Total assets over full-time-equivalent staff. | $6.4M | $6.6M | Middle third Ahead of 46% of peers |
| Loans to deposits Net loans and leases over total deposits. | 67.30% | 67.15% | Context |
What it means for lending operations
Its efficiency ratio of 73.08% is above the 62.59% peer median: it spends more to earn each dollar of revenue than most banks its size. Staff time on manual borrower verification (collecting pay stubs, bank statements, and employment letters, then re-keying them) is one of the larger controllable costs behind that number.
Banks closest in size
- First National Bank of Burleson Burleson, TX · $251M
- Bridge City State Bank Bridge City, TX · $247M
- Cendera Bank Bells, TX · $258M
- National Bank & Trust La Grange, TX · $242M
- First Texas Bank Lampasas, TX · $260M
- The First National Bank of Sterling City Sterling City, TX · $240M
Questions about The City National Bank of Taylor
How big is The City National Bank of Taylor?
The City National Bank of Taylor, established in 1900, is headquartered in Taylor, TX. It reported $250M in total assets in its Q2 2026 FDIC call report and operates 1 office.
What is The City National Bank of Taylor's return on assets?
1.26% annualized in Q2 2026, against a 1.46% median for 136 TX banks with half to twice its assets, ahead of 37% of them.
What is The City National Bank of Taylor's efficiency ratio?
73.08% in Q2 2026: it spent about 73 cents in noninterest expense for each dollar of revenue. The peer median is 62.59%, and lower is better.
Is The City National Bank of Taylor growing its loans?
Net loans grew 3.1% over the year to Q2 2026, while deposits grew 5.6%.
Sources and method
Figures are from the FDIC’s public call report data for the quarter ending 06/30/2026, via FDIC BankFind. Return on assets and net interest margin are annualized year to date. Peers are TX banks with half to twice its assets in the same quarter, excluding this bank. The page refreshes daily, so new quarters appear as banks file. Compare another bank or see every Texas bank ranked.