First National Bank of Burleson: how it compares with its peers
Against 136 TX banks with half to twice its assets, First National Bank of Burleson's strongest measure in Q2 2026 is efficiency ratio (42.31% vs. a 63.00% peer median). Its weakest relative measure is net interest margin (4.12% vs. 4.20%).
| Measure | This bank | Peer median | Rank |
|---|---|---|---|
| Return on assets Annualized net income over average assets. | 2.44% | 1.45% | Top third Ahead of 90% of peers |
| Net interest margin Annualized net interest income over earning assets. | 4.12% | 4.20% | Middle third Ahead of 45% of peers |
| Efficiency ratio Noninterest expense per dollar of revenue. Lower is better. | 42.31% | 63.00% | Top third Ahead of 92% of peers |
| Assets per employee Total assets over full-time-equivalent staff. | $8.1M | $6.6M | Top third Ahead of 73% of peers |
| Loans to deposits Net loans and leases over total deposits. | 46.94% | 67.34% | Context |
What it means for lending operations
Its efficiency ratio of 42.31% is better than the 63.00% peer median. Banks that already run lean usually find their next gains in loan growth: faster digital applications and fewer borrowers abandoning a slow document chase.
Banks closest in size
- The City National Bank of Taylor Taylor, TX · $250M
- Bridge City State Bank Bridge City, TX · $247M
- Cendera Bank Bells, TX · $258M
- National Bank & Trust La Grange, TX · $242M
- First Texas Bank Lampasas, TX · $260M
- Guadalupe Bank Kerrville, TX · $261M
Questions about First National Bank of Burleson
How big is First National Bank of Burleson?
First National Bank of Burleson, established in 1981, is headquartered in Burleson, TX. It reported $251M in total assets in its Q2 2026 FDIC call report and operates 2 offices.
What is First National Bank of Burleson's return on assets?
2.44% annualized in Q2 2026, against a 1.45% median for 136 TX banks with half to twice its assets, ahead of 90% of them.
What is First National Bank of Burleson's efficiency ratio?
42.31% in Q2 2026: it spent about 42 cents in noninterest expense for each dollar of revenue. The peer median is 63.00%, and lower is better.
Is First National Bank of Burleson growing its loans?
Net loans grew 4.7% over the year to Q2 2026, while deposits shrank 6.6%.
Sources and method
Figures are from the FDIC’s public call report data for the quarter ending 06/30/2026, via FDIC BankFind. Return on assets and net interest margin are annualized year to date. Peers are TX banks with half to twice its assets in the same quarter, excluding this bank. The page refreshes daily, so new quarters appear as banks file. Compare another bank or see every Texas bank ranked.