The Solomon State Bank: how it compares with its peers
Against 80 KS banks with half to twice its assets, The Solomon State Bank's strongest measure in Q2 2026 is return on assets (2.25% vs. a 1.43% peer median). Its weakest relative measure is net interest margin (4.17% vs. 3.97%).
| Measure | The Solomon State Bank | Peer median | Rank |
|---|---|---|---|
| Return on assets Annualized net income over average assets. | 2.25% | 1.43% | Top third Ahead of 95% of peers |
| Net interest margin Annualized net interest income over earning assets. | 4.17% | 3.97% | Middle third Ahead of 61% of peers |
| Efficiency ratio Noninterest expense per dollar of revenue. Lower is better. | 45.27% | 58.69% | Top third Ahead of 91% of peers |
| Assets per employee Total assets over full-time-equivalent staff. | $9.6M | $7.0M | Top third Ahead of 86% of peers |
| Loans to deposits Net loans and leases over total deposits. | 91.78% | 75.86% | Context |
What it means for lending operations
Its efficiency ratio of 45.27% is better than the 58.69% peer median. Banks that already run lean usually find their next gains in loan growth: faster digital applications and fewer borrowers abandoning a slow document chase.
Banks closest in size
- Home Bank and Trust Company Eureka, KS · $183M
- The Farmers State Bank Mcpherson, KS · $180M
- The Farmers State Bank of Aliceville, Kansas Westphalia, KS · $180M
- Southwind Bank Natoma, KS · $187M
- Community Bank Topeka, KS · $189M
- Bank of Prairie Village Prairie Village, KS · $176M
Questions about The Solomon State Bank
How big is The Solomon State Bank?
The Solomon State Bank, established in 1905, is headquartered in Solomon, KS. It reported $183M in total assets in its Q2 2026 FDIC call report and operates 3 offices.
What is The Solomon State Bank's return on assets?
2.25% annualized in Q2 2026, against a 1.43% median for 80 KS banks with half to twice its assets, ahead of 95% of them.
What is The Solomon State Bank's efficiency ratio?
45.27% in Q2 2026: it spent about 45 cents in noninterest expense for each dollar of revenue. The peer median is 58.69%, and lower is better.
Is The Solomon State Bank growing its loans?
Net loans shrank 2.0% over the year to Q2 2026, while deposits grew 5.6%.
Sources and method
Figures are from the FDIC’s public call report data for the quarter ending 06/30/2026, via FDIC BankFind. Return on assets and net interest margin are annualized year to date. Peers are KS banks with half to twice its assets in the same quarter, excluding this bank. The page refreshes daily, so new quarters appear as banks file. Compare another bank or see every Kansas bank ranked.