Community Bank: how it compares with its peers
Against 82 KS banks with half to twice its assets, Community Bank's strongest measure in Q2 2026 is efficiency ratio (41.69% vs. a 58.90% peer median). Its weakest relative measure is assets per employee ($8.6M vs. $7.0M).
| Measure | Community Bank | Peer median | Rank |
|---|---|---|---|
| Return on assets Annualized net income over average assets. | 2.14% | 1.43% | Top third Ahead of 90% of peers |
| Net interest margin Annualized net interest income over earning assets. | 4.79% | 3.97% | Top third Ahead of 89% of peers |
| Efficiency ratio Noninterest expense per dollar of revenue. Lower is better. | 41.69% | 58.90% | Top third Ahead of 96% of peers |
| Assets per employee Total assets over full-time-equivalent staff. | $8.6M | $7.0M | Top third Ahead of 80% of peers |
| Loans to deposits Net loans and leases over total deposits. | 88.46% | 76.29% | Context |
What it means for lending operations
Its efficiency ratio of 41.69% is better than the 58.90% peer median. Banks that already run lean usually find their next gains in loan growth: faster digital applications and fewer borrowers abandoning a slow document chase.
Banks closest in size
- Citizens Federal Savings Bank Leavenworth, KS · $190M
- Southwind Bank Natoma, KS · $187M
- Garden Plain State Bank Wichita, KS · $191M
- Home Bank and Trust Company Eureka, KS · $183M
- The Fidelity State Bank and Trust Company Dodge City, KS · $195M
- The Solomon State Bank Solomon, KS · $183M
Questions about Community Bank
How big is Community Bank?
Community Bank, established in 1995, is headquartered in Topeka, KS. It reported $189M in total assets in its Q2 2026 FDIC call report and operates 1 office.
What is Community Bank's return on assets?
2.14% annualized in Q2 2026, against a 1.43% median for 82 KS banks with half to twice its assets, ahead of 90% of them.
What is Community Bank's efficiency ratio?
41.69% in Q2 2026: it spent about 42 cents in noninterest expense for each dollar of revenue. The peer median is 58.90%, and lower is better.
Is Community Bank growing its loans?
Net loans grew 6.5% over the year to Q2 2026, while deposits grew 6.5%.
Sources and method
Figures are from the FDIC’s public call report data for the quarter ending 06/30/2026, via FDIC BankFind. Return on assets and net interest margin are annualized year to date. Peers are KS banks with half to twice its assets in the same quarter, excluding this bank. The page refreshes daily, so new quarters appear as banks file. Compare another bank or see every Kansas bank ranked.