The Farmers State Bank of Aliceville, Kansas: how it compares with its peers
Against 81 KS banks with half to twice its assets, The Farmers State Bank of Aliceville, Kansas's strongest measure in Q2 2026 is efficiency ratio (47.28% vs. a 58.80% peer median). Its weakest relative measure is net interest margin (4.14% vs. 3.98%).
| Measure | This bank | Peer median | Rank |
|---|---|---|---|
| Return on assets Annualized net income over average assets. | 1.63% | 1.42% | Middle third Ahead of 63% of peers |
| Net interest margin Annualized net interest income over earning assets. | 4.14% | 3.98% | Middle third Ahead of 59% of peers |
| Efficiency ratio Noninterest expense per dollar of revenue. Lower is better. | 47.28% | 58.80% | Top third Ahead of 86% of peers |
| Assets per employee Total assets over full-time-equivalent staff. | $8.2M | $7.0M | Top third Ahead of 75% of peers |
| Loans to deposits Net loans and leases over total deposits. | 85.26% | 76.20% | Context |
What it means for lending operations
Its efficiency ratio of 47.28% is better than the 58.80% peer median. Banks that already run lean usually find their next gains in loan growth: faster digital applications and fewer borrowers abandoning a slow document chase.
Banks closest in size
- The Farmers State Bank Mcpherson, KS · $180M
- The Solomon State Bank Solomon, KS · $183M
- Home Bank and Trust Company Eureka, KS · $183M
- Bank of Prairie Village Prairie Village, KS · $176M
- The First National Bank of Scott City Scott City, KS · $174M
- The Community Bank Liberal, KS · $174M
Questions about The Farmers State Bank of Aliceville, Kansas
How big is The Farmers State Bank of Aliceville, Kansas?
The Farmers State Bank of Aliceville, Kansas, established in 1908, is headquartered in Westphalia, KS. It reported $180M in total assets in its Q2 2026 FDIC call report and operates 3 offices.
What is The Farmers State Bank of Aliceville, Kansas's return on assets?
1.63% annualized in Q2 2026, against a 1.42% median for 81 KS banks with half to twice its assets, ahead of 63% of them.
What is The Farmers State Bank of Aliceville, Kansas's efficiency ratio?
47.28% in Q2 2026: it spent about 47 cents in noninterest expense for each dollar of revenue. The peer median is 58.80%, and lower is better.
Is The Farmers State Bank of Aliceville, Kansas growing its loans?
Net loans shrank 1.6% over the year to Q2 2026, while deposits grew 5.3%.
Sources and method
Figures are from the FDIC’s public call report data for the quarter ending 06/30/2026, via FDIC BankFind. Return on assets and net interest margin are annualized year to date. Peers are KS banks with half to twice its assets in the same quarter, excluding this bank. The page refreshes daily, so new quarters appear as banks file. Compare another bank or see every Kansas bank ranked.