The First National Bank in Cimarron: how it compares with its peers
Against 77 KS banks with half to twice its assets, The First National Bank in Cimarron's strongest measure in Q2 2026 is return on assets (2.10% vs. a 1.41% peer median). Its weakest relative measure is net interest margin (3.96% vs. 4.00%).
| Measure | This bank | Peer median | Rank |
|---|---|---|---|
| Return on assets Annualized net income over average assets. | 2.10% | 1.41% | Top third Ahead of 84% of peers |
| Net interest margin Annualized net interest income over earning assets. | 3.96% | 4.00% | Middle third Ahead of 48% of peers |
| Efficiency ratio Noninterest expense per dollar of revenue. Lower is better. | 56.93% | 58.88% | Middle third Ahead of 61% of peers |
| Assets per employee Total assets over full-time-equivalent staff. | $7.2M | $7.0M | Middle third Ahead of 55% of peers |
| Loans to deposits Net loans and leases over total deposits. | 53.44% | 75.52% | Context |
What it means for lending operations
Its efficiency ratio of 56.93% is better than the 58.88% peer median. Banks that already run lean usually find their next gains in loan growth: faster digital applications and fewer borrowers abandoning a slow document chase.
Banks closest in size
- Elk State Bank Clyde, KS · $139M
- First Commerce Bank Marysville, KS · $138M
- The Citizens State Bank Hugoton, KS · $137M
- The Bank of Protection Protection, KS · $154M
- The Riley State Bank of Riley, Kansas Riley, KS · $132M
Questions about The First National Bank in Cimarron
How big is The First National Bank in Cimarron?
The First National Bank in Cimarron, established in 1929, is headquartered in Cimarron, KS. It reported $143M in total assets in its Q2 2026 FDIC call report and operates 2 offices.
What is The First National Bank in Cimarron's return on assets?
2.10% annualized in Q2 2026, against a 1.41% median for 77 KS banks with half to twice its assets, ahead of 84% of them.
What is The First National Bank in Cimarron's efficiency ratio?
56.93% in Q2 2026: it spent about 57 cents in noninterest expense for each dollar of revenue. The peer median is 58.88%, and lower is better.
Is The First National Bank in Cimarron growing its loans?
Net loans shrank 1.2% over the year to Q2 2026, while deposits shrank 0.8%.
Sources and method
Figures are from the FDIC’s public call report data for the quarter ending 06/30/2026, via FDIC BankFind. Return on assets and net interest margin are annualized year to date. Peers are KS banks with half to twice its assets in the same quarter, excluding this bank. The page refreshes daily, so new quarters appear as banks file. Compare another bank or see every Kansas bank ranked.