The Riley State Bank of Riley, Kansas: how it compares with its peers
Against 75 KS banks with half to twice its assets, The Riley State Bank of Riley, Kansas's strongest measure in Q2 2026 is return on assets (1.48% vs. a 1.38% peer median). Its weakest relative measure is assets per employee ($6.0M vs. $7.0M).
| Measure | This bank | Peer median | Rank |
|---|---|---|---|
| Return on assets Annualized net income over average assets. | 1.48% | 1.38% | Middle third Ahead of 57% of peers |
| Net interest margin Annualized net interest income over earning assets. | 3.81% | 3.98% | Middle third Ahead of 35% of peers |
| Efficiency ratio Noninterest expense per dollar of revenue. Lower is better. | 57.62% | 58.88% | Middle third Ahead of 53% of peers |
| Assets per employee Total assets over full-time-equivalent staff. | $6.0M | $7.0M | Bottom third Ahead of 27% of peers |
| Loans to deposits Net loans and leases over total deposits. | 76.39% | 75.15% | Context |
What it means for lending operations
Its efficiency ratio of 57.62% is better than the 58.88% peer median. Banks that already run lean usually find their next gains in loan growth: faster digital applications and fewer borrowers abandoning a slow document chase.
Banks closest in size
- The Bendena State Bank Bendena, KS · $132M
- Community Bank of Wichita, Inc. Wichita, KS · $128M
- The Stockgrowers State Bank Maple Hill, KS · $128M
- The State Bank of Bern Bern, KS · $128M
- The Citizens State Bank Hugoton, KS · $137M
- Bison State Bank Bison, KS · $126M
Questions about The Riley State Bank of Riley, Kansas
How big is The Riley State Bank of Riley, Kansas?
The Riley State Bank of Riley, Kansas, established in 1943, is headquartered in Riley, KS. It reported $132M in total assets in its Q2 2026 FDIC call report and operates 4 offices.
What is The Riley State Bank of Riley, Kansas's return on assets?
1.48% annualized in Q2 2026, against a 1.38% median for 75 KS banks with half to twice its assets, ahead of 57% of them.
What is The Riley State Bank of Riley, Kansas's efficiency ratio?
57.62% in Q2 2026: it spent about 58 cents in noninterest expense for each dollar of revenue. The peer median is 58.88%, and lower is better.
Is The Riley State Bank of Riley, Kansas growing its loans?
Net loans grew 13.6% over the year to Q2 2026, while deposits grew 10.9%.
Sources and method
Figures are from the FDIC’s public call report data for the quarter ending 06/30/2026, via FDIC BankFind. Return on assets and net interest margin are annualized year to date. Peers are KS banks with half to twice its assets in the same quarter, excluding this bank. The page refreshes daily, so new quarters appear as banks file. Compare another bank or see every Kansas bank ranked.