The Bendena State Bank: how it compares with its peers
Against 75 KS banks with half to twice its assets, The Bendena State Bank's strongest measure in Q2 2026 is efficiency ratio (48.25% vs. a 58.88% peer median). Its weakest relative measure is net interest margin (4.02% vs. 3.96%).
| Measure | The Bendena State Bank | Peer median | Rank |
|---|---|---|---|
| Return on assets Annualized net income over average assets. | 1.64% | 1.38% | Top third Ahead of 67% of peers |
| Net interest margin Annualized net interest income over earning assets. | 4.02% | 3.96% | Middle third Ahead of 53% of peers |
| Efficiency ratio Noninterest expense per dollar of revenue. Lower is better. | 48.25% | 58.88% | Top third Ahead of 84% of peers |
| Assets per employee Total assets over full-time-equivalent staff. | $8.2M | $7.0M | Top third Ahead of 80% of peers |
| Loans to deposits Net loans and leases over total deposits. | 74.78% | 75.42% | Context |
What it means for lending operations
Its efficiency ratio of 48.25% is better than the 58.88% peer median. Banks that already run lean usually find their next gains in loan growth: faster digital applications and fewer borrowers abandoning a slow document chase.
Banks closest in size
- The Riley State Bank of Riley, Kansas Riley, KS · $132M
- Community Bank of Wichita, Inc. Wichita, KS · $128M
- The Stockgrowers State Bank Maple Hill, KS · $128M
- The State Bank of Bern Bern, KS · $128M
- Bison State Bank Bison, KS · $126M
- The Citizens State Bank Hugoton, KS · $137M
Questions about The Bendena State Bank
How big is The Bendena State Bank?
The Bendena State Bank, established in 1904, is headquartered in Bendena, KS. It reported $132M in total assets in its Q2 2026 FDIC call report and operates 3 offices.
What is The Bendena State Bank's return on assets?
1.64% annualized in Q2 2026, against a 1.38% median for 75 KS banks with half to twice its assets, ahead of 67% of them.
What is The Bendena State Bank's efficiency ratio?
48.25% in Q2 2026: it spent about 48 cents in noninterest expense for each dollar of revenue. The peer median is 58.88%, and lower is better.
Is The Bendena State Bank growing its loans?
Net loans grew 22.8% over the year to Q2 2026, while deposits grew 22.6%.
Sources and method
Figures are from the FDIC’s public call report data for the quarter ending 06/30/2026, via FDIC BankFind. Return on assets and net interest margin are annualized year to date. Peers are KS banks with half to twice its assets in the same quarter, excluding this bank. The page refreshes daily, so new quarters appear as banks file. Compare another bank or see every Kansas bank ranked.