Community Bank of Wichita, Inc.: how it compares with its peers
Against 75 KS banks with half to twice its assets, Community Bank of Wichita, Inc.'s strongest measure in Q2 2026 is net interest margin (4.57% vs. a 3.96% peer median). Its weakest relative measure is assets per employee ($6.1M vs. $7.1M).
| Measure | This bank | Peer median | Rank |
|---|---|---|---|
| Return on assets Annualized net income over average assets. | 1.27% | 1.40% | Bottom third Ahead of 33% of peers |
| Net interest margin Annualized net interest income over earning assets. | 4.57% | 3.96% | Top third Ahead of 83% of peers |
| Efficiency ratio Noninterest expense per dollar of revenue. Lower is better. | 61.44% | 58.88% | Middle third Ahead of 40% of peers |
| Assets per employee Total assets over full-time-equivalent staff. | $6.1M | $7.1M | Bottom third Ahead of 31% of peers |
| Loans to deposits Net loans and leases over total deposits. | 87.20% | 75.15% | Context |
What it means for lending operations
Its efficiency ratio of 61.44% is above the 58.88% peer median: it spends more to earn each dollar of revenue than most banks its size. Staff time on manual borrower verification (collecting pay stubs, bank statements, and employment letters, then re-keying them) is one of the larger controllable costs behind that number.
Banks closest in size
- The Stockgrowers State Bank Maple Hill, KS · $128M
- The State Bank of Bern Bern, KS · $128M
- Bison State Bank Bison, KS · $126M
- The Bendena State Bank Bendena, KS · $132M
- The Riley State Bank of Riley, Kansas Riley, KS · $132M
- The Wilson State Bank Wilson, KS · $123M
Questions about Community Bank of Wichita, Inc.
How big is Community Bank of Wichita, Inc.?
Community Bank of Wichita, Inc., established in 1999, is headquartered in Wichita, KS. It reported $128M in total assets in its Q2 2026 FDIC call report and operates 2 offices.
What is Community Bank of Wichita, Inc.'s return on assets?
1.27% annualized in Q2 2026, against a 1.40% median for 75 KS banks with half to twice its assets, ahead of 33% of them.
What is Community Bank of Wichita, Inc.'s efficiency ratio?
61.44% in Q2 2026: it spent about 61 cents in noninterest expense for each dollar of revenue. The peer median is 58.88%, and lower is better.
Is Community Bank of Wichita, Inc. growing its loans?
Net loans grew 14.1% over the year to Q2 2026, while deposits grew 9.9%.
Sources and method
Figures are from the FDIC’s public call report data for the quarter ending 06/30/2026, via FDIC BankFind. Return on assets and net interest margin are annualized year to date. Peers are KS banks with half to twice its assets in the same quarter, excluding this bank. The page refreshes daily, so new quarters appear as banks file. Compare another bank or see every Kansas bank ranked.