The Bank of Protection: how it compares with its peers
Against 82 KS banks with half to twice its assets, The Bank of Protection's strongest measure in Q2 2026 is efficiency ratio (47.67% vs. a 58.69% peer median). Its weakest relative measure is return on assets (1.60% vs. 1.42%).
| Measure | The Bank of Protection | Peer median | Rank |
|---|---|---|---|
| Return on assets Annualized net income over average assets. | 1.60% | 1.42% | Middle third Ahead of 60% of peers |
| Net interest margin Annualized net interest income over earning assets. | 4.61% | 3.96% | Top third Ahead of 84% of peers |
| Efficiency ratio Noninterest expense per dollar of revenue. Lower is better. | 47.67% | 58.69% | Top third Ahead of 87% of peers |
| Assets per employee Total assets over full-time-equivalent staff. | $7.4M | $7.0M | Middle third Ahead of 61% of peers |
| Loans to deposits Net loans and leases over total deposits. | 88.17% | 74.97% | Context |
What it means for lending operations
Its efficiency ratio of 47.67% is better than the 58.69% peer median. Banks that already run lean usually find their next gains in loan growth: faster digital applications and fewer borrowers abandoning a slow document chase.
Banks closest in size
- Farmers Bank & Trust Atwood, KS · $159M
- First Bank Sterling, KS · $162M
- The First National Bank in Cimarron Cimarron, KS · $143M
- Impact Bank Wellington, KS · $167M
- Elk State Bank Clyde, KS · $139M
Questions about The Bank of Protection
How big is The Bank of Protection?
The Bank of Protection, established in 1980, is headquartered in Protection, KS. It reported $154M in total assets in its Q2 2026 FDIC call report and operates 5 offices.
What is The Bank of Protection's return on assets?
1.60% annualized in Q2 2026, against a 1.42% median for 82 KS banks with half to twice its assets, ahead of 60% of them.
What is The Bank of Protection's efficiency ratio?
47.67% in Q2 2026: it spent about 48 cents in noninterest expense for each dollar of revenue. The peer median is 58.69%, and lower is better.
Is The Bank of Protection growing its loans?
Net loans grew 69.8% over the year to Q2 2026, while deposits grew 58.4%.
Sources and method
Figures are from the FDIC’s public call report data for the quarter ending 06/30/2026, via FDIC BankFind. Return on assets and net interest margin are annualized year to date. Peers are KS banks with half to twice its assets in the same quarter, excluding this bank. The page refreshes daily, so new quarters appear as banks file. Compare another bank or see every Kansas bank ranked.