The First National Bank of Arenzville: how it compares with its peers
Against 130 IL banks with half to twice its assets, The First National Bank of Arenzville's strongest measure in Q2 2026 is return on assets (1.84% vs. a 1.13% peer median). Its weakest relative measure is assets per employee ($5.5M vs. $6.3M).
| Measure | This bank | Peer median | Rank |
|---|---|---|---|
| Return on assets Annualized net income over average assets. | 1.84% | 1.13% | Top third Ahead of 89% of peers |
| Net interest margin Annualized net interest income over earning assets. | 4.14% | 3.76% | Top third Ahead of 76% of peers |
| Efficiency ratio Noninterest expense per dollar of revenue. Lower is better. | 57.87% | 65.07% | Top third Ahead of 73% of peers |
| Assets per employee Total assets over full-time-equivalent staff. | $5.5M | $6.3M | Bottom third Ahead of 33% of peers |
| Loans to deposits Net loans and leases over total deposits. | 78.07% | 71.04% | Context |
What it means for lending operations
Its efficiency ratio of 57.87% is better than the 65.07% peer median. Banks that already run lean usually find their next gains in loan growth: faster digital applications and fewer borrowers abandoning a slow document chase.
Banks closest in size
- Brickyard Bank Lincolnwood, IL · $159M
- First State Bank of Campbell Hill Campbell Hill, IL · $160M
- Philo Exchange Bank Philo, IL · $157M
- North Central Bank Hennepin, IL · $166M
- First Security Bank Mackinaw, IL · $151M
- The First National Bank of Litchfield Litchfield, IL · $150M
Questions about The First National Bank of Arenzville
How big is The First National Bank of Arenzville?
The First National Bank of Arenzville, established in 1882, is headquartered in Arenzville, IL. It reported $159M in total assets in its Q2 2026 FDIC call report and operates 3 offices.
What is The First National Bank of Arenzville's return on assets?
1.84% annualized in Q2 2026, against a 1.13% median for 130 IL banks with half to twice its assets, ahead of 89% of them.
What is The First National Bank of Arenzville's efficiency ratio?
57.87% in Q2 2026: it spent about 58 cents in noninterest expense for each dollar of revenue. The peer median is 65.07%, and lower is better.
Is The First National Bank of Arenzville growing its loans?
Net loans grew 6.6% over the year to Q2 2026, while deposits grew 8.9%.
Sources and method
Figures are from the FDIC’s public call report data for the quarter ending 06/30/2026, via FDIC BankFind. Return on assets and net interest margin are annualized year to date. Peers are IL banks with half to twice its assets in the same quarter, excluding this bank. The page refreshes daily, so new quarters appear as banks file. Compare another bank or see every Illinois bank ranked.