First State Bank of Campbell Hill: how it compares with its peers
Against 131 IL banks with half to twice its assets, First State Bank of Campbell Hill's strongest measure in Q2 2026 is efficiency ratio (50.39% vs. a 65.02% peer median). Its weakest relative measure is assets per employee ($5.9M vs. $6.3M).
| Measure | This bank | Peer median | Rank |
|---|---|---|---|
| Return on assets Annualized net income over average assets. | 1.62% | 1.12% | Top third Ahead of 85% of peers |
| Net interest margin Annualized net interest income over earning assets. | 4.33% | 3.74% | Top third Ahead of 82% of peers |
| Efficiency ratio Noninterest expense per dollar of revenue. Lower is better. | 50.39% | 65.02% | Top third Ahead of 90% of peers |
| Assets per employee Total assets over full-time-equivalent staff. | $5.9M | $6.3M | Middle third Ahead of 43% of peers |
| Loans to deposits Net loans and leases over total deposits. | 77.53% | 71.35% | Context |
What it means for lending operations
Its efficiency ratio of 50.39% is better than the 65.02% peer median. Banks that already run lean usually find their next gains in loan growth: faster digital applications and fewer borrowers abandoning a slow document chase.
Banks closest in size
- Brickyard Bank Lincolnwood, IL · $159M
- The First National Bank of Arenzville Arenzville, IL · $159M
- Philo Exchange Bank Philo, IL · $157M
- North Central Bank Hennepin, IL · $166M
- Farmers State Bank of Western Illinois Alpha, IL · $167M
- First Security Bank Mackinaw, IL · $151M
Questions about First State Bank of Campbell Hill
How big is First State Bank of Campbell Hill?
First State Bank of Campbell Hill, established in 1921, is headquartered in Campbell Hill, IL. It reported $160M in total assets in its Q2 2026 FDIC call report and operates 3 offices.
What is First State Bank of Campbell Hill's return on assets?
1.62% annualized in Q2 2026, against a 1.12% median for 131 IL banks with half to twice its assets, ahead of 85% of them.
What is First State Bank of Campbell Hill's efficiency ratio?
50.39% in Q2 2026: it spent about 50 cents in noninterest expense for each dollar of revenue. The peer median is 65.02%, and lower is better.
Is First State Bank of Campbell Hill growing its loans?
Net loans grew 1.8% over the year to Q2 2026, while deposits shrank 0.6%.
Sources and method
Figures are from the FDIC’s public call report data for the quarter ending 06/30/2026, via FDIC BankFind. Return on assets and net interest margin are annualized year to date. Peers are IL banks with half to twice its assets in the same quarter, excluding this bank. The page refreshes daily, so new quarters appear as banks file. Compare another bank or see every Illinois bank ranked.