Wyoming Community Bank: how it compares with its peers
Against 10 WY banks with half to twice its assets, Wyoming Community Bank's strongest measure in Q2 2026 is return on assets (1.55% vs. a 1.23% peer median). Its weakest relative measure is assets per employee ($6.7M vs. $6.9M).
| Measure | Wyoming Community Bank | Peer median | Rank |
|---|---|---|---|
| Return on assets Annualized net income over average assets. | 1.55% | 1.23% | Top third Ahead of 70% of peers |
| Net interest margin Annualized net interest income over earning assets. | 4.26% | 4.01% | Top third Ahead of 70% of peers |
| Efficiency ratio Noninterest expense per dollar of revenue. Lower is better. | 63.10% | 65.64% | Middle third Ahead of 60% of peers |
| Assets per employee Total assets over full-time-equivalent staff. | $6.7M | $6.9M | Middle third Ahead of 40% of peers |
| Loans to deposits Net loans and leases over total deposits. | 71.06% | 60.46% | Context |
What it means for lending operations
Its efficiency ratio of 63.10% is better than the 65.64% peer median. Banks that already run lean usually find their next gains in loan growth: faster digital applications and fewer borrowers abandoning a slow document chase.
Banks closest in size
- Sundance State Bank Sundance, WY · $291M
- RNB STATE BANK Rawlins, WY · $296M
- Tanager Bank Jackson, WY · $222M
- Bank of Commerce Rawlins, WY · $216M
- Buffalo Federal Bank Buffalo, WY · $203M
- Central Bank and Trust Lander, WY · $203M
Questions about Wyoming Community Bank
How big is Wyoming Community Bank?
Wyoming Community Bank, established in 1999, is headquartered in Riverton, WY. It reported $262M in total assets in its Q2 2026 FDIC call report and operates 3 offices.
What is Wyoming Community Bank's return on assets?
1.55% annualized in Q2 2026, against a 1.23% median for 10 WY banks with half to twice its assets, ahead of 70% of them.
What is Wyoming Community Bank's efficiency ratio?
63.10% in Q2 2026: it spent about 63 cents in noninterest expense for each dollar of revenue. The peer median is 65.64%, and lower is better.
Is Wyoming Community Bank growing its loans?
Net loans grew 12.9% over the year to Q2 2026, while deposits grew 6.1%.
Sources and method
Figures are from the FDIC’s public call report data for the quarter ending 06/30/2026, via FDIC BankFind. Return on assets and net interest margin are annualized year to date. Peers are WY banks with half to twice its assets in the same quarter, excluding this bank. The page refreshes daily, so new quarters appear as banks file. Compare another bank or see every Wyoming bank ranked.