Bank of Commerce: how it compares with its peers
Against 10 WY banks with half to twice its assets, Bank of Commerce's strongest measure in Q2 2026 is efficiency ratio (58.56% vs. a 65.16% peer median). Its weakest relative measure is net interest margin (4.14% vs. 4.21%).
| Measure | Bank of Commerce | Peer median | Rank |
|---|---|---|---|
| Return on assets Annualized net income over average assets. | 1.41% | 1.23% | Middle third Ahead of 60% of peers |
| Net interest margin Annualized net interest income over earning assets. | 4.14% | 4.21% | Middle third Ahead of 40% of peers |
| Efficiency ratio Noninterest expense per dollar of revenue. Lower is better. | 58.56% | 65.16% | Top third Ahead of 70% of peers |
| Assets per employee Total assets over full-time-equivalent staff. | $7.0M | $6.8M | Middle third Ahead of 60% of peers |
| Loans to deposits Net loans and leases over total deposits. | 60.05% | 61.10% | Context |
What it means for lending operations
Its efficiency ratio of 58.56% is better than the 65.16% peer median. Banks that already run lean usually find their next gains in loan growth: faster digital applications and fewer borrowers abandoning a slow document chase.
Banks closest in size
- Tanager Bank Jackson, WY · $222M
- Buffalo Federal Bank Buffalo, WY · $203M
- Central Bank and Trust Lander, WY · $203M
- Wyoming Community Bank Riverton, WY · $262M
- Sundance State Bank Sundance, WY · $291M
- RNB STATE BANK Rawlins, WY · $296M
Questions about Bank of Commerce
How big is Bank of Commerce?
Bank of Commerce, established in 1978, is headquartered in Rawlins, WY. It reported $216M in total assets in its Q2 2026 FDIC call report and operates 2 offices.
What is Bank of Commerce's return on assets?
1.41% annualized in Q2 2026, against a 1.23% median for 10 WY banks with half to twice its assets, ahead of 60% of them.
What is Bank of Commerce's efficiency ratio?
58.56% in Q2 2026: it spent about 59 cents in noninterest expense for each dollar of revenue. The peer median is 65.16%, and lower is better.
Is Bank of Commerce growing its loans?
Net loans grew 7.3% over the year to Q2 2026, while deposits grew 8.1%.
Sources and method
Figures are from the FDIC’s public call report data for the quarter ending 06/30/2026, via FDIC BankFind. Return on assets and net interest margin are annualized year to date. Peers are WY banks with half to twice its assets in the same quarter, excluding this bank. The page refreshes daily, so new quarters appear as banks file. Compare another bank or see every Wyoming bank ranked.