Connecticut Community Bank, National Association: how it compares with its peers
Against 10 CT banks with half to twice its assets, Connecticut Community Bank, National Association's strongest measure in Q2 2026 is net interest margin (4.39% vs. a 3.40% peer median). Its weakest relative measure is efficiency ratio (91.79% vs. 75.05%).
| Measure | This bank | Peer median | Rank |
|---|---|---|---|
| Return on assets Annualized net income over average assets. | 0.26% | 0.74% | Bottom third Ahead of 20% of peers |
| Net interest margin Annualized net interest income over earning assets. | 4.39% | 3.40% | Top third Ahead of 80% of peers |
| Efficiency ratio Noninterest expense per dollar of revenue. Lower is better. | 91.79% | 75.05% | Bottom third Ahead of 10% of peers |
| Assets per employee Total assets over full-time-equivalent staff. | $5.9M | $8.5M | Bottom third Ahead of 20% of peers |
| Loans to deposits Net loans and leases over total deposits. | 71.89% | 97.94% | Context |
What it means for lending operations
Its efficiency ratio of 91.79% is above the 75.05% peer median: it spends more to earn each dollar of revenue than most banks its size. Staff time on manual borrower verification (collecting pay stubs, bank statements, and employment letters, then re-keying them) is one of the larger controllable costs behind that number.
Banks closest in size
- Essex Bank Essex, CT · $537M
- Stafford Savings Bank Stafford Springs, CT · $507M
- Jewett City Savings Bank Jewett City, CT · $494M
- The Milford Bank Milford, CT · $652M
- The National Iron Bank Salisbury, CT · $318M
- The First Bank of Greenwich Cos Cob, CT · $812M
Questions about Connecticut Community Bank, National Association
How big is Connecticut Community Bank, National Association?
Connecticut Community Bank, National Association, established in 1998, is headquartered in Norwalk, CT. It reported $526M in total assets in its Q2 2026 FDIC call report and operates 10 offices.
What is Connecticut Community Bank, National Association's return on assets?
0.26% annualized in Q2 2026, against a 0.74% median for 10 CT banks with half to twice its assets, ahead of 20% of them.
What is Connecticut Community Bank, National Association's efficiency ratio?
91.79% in Q2 2026: it spent about 92 cents in noninterest expense for each dollar of revenue. The peer median is 75.05%, and lower is better.
Is Connecticut Community Bank, National Association growing its loans?
Net loans grew 1.7% over the year to Q2 2026, while deposits shrank 5.9%.
Sources and method
Figures are from the FDIC’s public call report data for the quarter ending 06/30/2026, via FDIC BankFind. Return on assets and net interest margin are annualized year to date. Peers are CT banks with half to twice its assets in the same quarter, excluding this bank. The page refreshes daily, so new quarters appear as banks file. Compare another bank or see every Connecticut bank ranked.