Wolf River Community Bank: how it compares with its peers
Against 79 WI banks with half to twice its assets, Wolf River Community Bank's strongest measure in Q2 2026 is net interest margin (4.70% vs. a 3.86% peer median). Its weakest relative measure is assets per employee ($7.6M vs. $7.1M).
| Measure | Wolf River Community Bank | Peer median | Rank |
|---|---|---|---|
| Return on assets Annualized net income over average assets. | 1.85% | 1.35% | Top third Ahead of 81% of peers |
| Net interest margin Annualized net interest income over earning assets. | 4.70% | 3.86% | Top third Ahead of 95% of peers |
| Efficiency ratio Noninterest expense per dollar of revenue. Lower is better. | 48.99% | 60.70% | Top third Ahead of 77% of peers |
| Assets per employee Total assets over full-time-equivalent staff. | $7.6M | $7.1M | Middle third Ahead of 58% of peers |
| Loans to deposits Net loans and leases over total deposits. | 105.36% | 86.78% | Context |
What it means for lending operations
Its efficiency ratio of 48.99% is better than the 60.70% peer median. Banks that already run lean usually find their next gains in loan growth: faster digital applications and fewer borrowers abandoning a slow document chase.
Banks closest in size
- Fox Valley Savings Bank Fond Du Lac, WI · $387M
- The Peoples Community Bank Mazomanie, WI · $389M
- West Pointe Bank Oshkosh, WI · $369M
- FORTE BANK Hartford, WI · $404M
- The First National Bank of Bangor Bangor, WI · $364M
- Shell Lake State Bank Shell Lake, WI · $362M
Questions about Wolf River Community Bank
How big is Wolf River Community Bank?
Wolf River Community Bank, established in 1996, is headquartered in Hortonville, WI. It reported $386M in total assets in its Q2 2026 FDIC call report and operates 4 offices.
What is Wolf River Community Bank's return on assets?
1.85% annualized in Q2 2026, against a 1.35% median for 79 WI banks with half to twice its assets, ahead of 81% of them.
What is Wolf River Community Bank's efficiency ratio?
48.99% in Q2 2026: it spent about 49 cents in noninterest expense for each dollar of revenue. The peer median is 60.70%, and lower is better.
Is Wolf River Community Bank growing its loans?
Net loans grew 17.5% over the year to Q2 2026, while deposits grew 2.7%.
Sources and method
Figures are from the FDIC’s public call report data for the quarter ending 06/30/2026, via FDIC BankFind. Return on assets and net interest margin are annualized year to date. Peers are WI banks with half to twice its assets in the same quarter, excluding this bank. The page refreshes daily, so new quarters appear as banks file. Compare another bank or see every Wisconsin bank ranked.