The Peoples Community Bank: how it compares with its peers
Against 80 WI banks with half to twice its assets, The Peoples Community Bank's strongest measure in Q2 2026 is return on assets (1.58% vs. a 1.32% peer median). Its weakest relative measure is net interest margin (3.74% vs. 3.88%).
| Measure | The Peoples Community Bank | Peer median | Rank |
|---|---|---|---|
| Return on assets Annualized net income over average assets. | 1.58% | 1.32% | Top third Ahead of 70% of peers |
| Net interest margin Annualized net interest income over earning assets. | 3.74% | 3.88% | Middle third Ahead of 41% of peers |
| Efficiency ratio Noninterest expense per dollar of revenue. Lower is better. | 55.86% | 61.02% | Top third Ahead of 68% of peers |
| Assets per employee Total assets over full-time-equivalent staff. | $7.2M | $7.1M | Middle third Ahead of 53% of peers |
| Loans to deposits Net loans and leases over total deposits. | 72.68% | 86.94% | Context |
What it means for lending operations
Its efficiency ratio of 55.86% is better than the 61.02% peer median. Banks that already run lean usually find their next gains in loan growth: faster digital applications and fewer borrowers abandoning a slow document chase.
Banks closest in size
- Fox Valley Savings Bank Fond Du Lac, WI · $387M
- Wolf River Community Bank Hortonville, WI · $386M
- FORTE BANK Hartford, WI · $404M
- West Pointe Bank Oshkosh, WI · $369M
- The First National Bank of Bangor Bangor, WI · $364M
- Shell Lake State Bank Shell Lake, WI · $362M
Questions about The Peoples Community Bank
How big is The Peoples Community Bank?
The Peoples Community Bank, established in 1891, is headquartered in Mazomanie, WI. It reported $389M in total assets in its Q2 2026 FDIC call report and operates 7 offices.
What is The Peoples Community Bank's return on assets?
1.58% annualized in Q2 2026, against a 1.32% median for 80 WI banks with half to twice its assets, ahead of 70% of them.
What is The Peoples Community Bank's efficiency ratio?
55.86% in Q2 2026: it spent about 56 cents in noninterest expense for each dollar of revenue. The peer median is 61.02%, and lower is better.
Is The Peoples Community Bank growing its loans?
Net loans grew 8.2% over the year to Q2 2026, while deposits grew 4.5%.
Sources and method
Figures are from the FDIC’s public call report data for the quarter ending 06/30/2026, via FDIC BankFind. Return on assets and net interest margin are annualized year to date. Peers are WI banks with half to twice its assets in the same quarter, excluding this bank. The page refreshes daily, so new quarters appear as banks file. Compare another bank or see every Wisconsin bank ranked.