The First National Bank of Bangor: how it compares with its peers
Against 75 WI banks with half to twice its assets, The First National Bank of Bangor's strongest measure in Q2 2026 is return on assets (3.38% vs. a 1.28% peer median). Its weakest relative measure is assets per employee ($15.2M vs. $7.0M).
| Measure | This bank | Peer median | Rank |
|---|---|---|---|
| Return on assets Annualized net income over average assets. | 3.38% | 1.28% | Top third Ahead of 99% of peers |
| Net interest margin Annualized net interest income over earning assets. | 5.19% | 3.87% | Top third Ahead of 99% of peers |
| Efficiency ratio Noninterest expense per dollar of revenue. Lower is better. | 16.86% | 61.89% | Top third Ahead of 99% of peers |
| Assets per employee Total assets over full-time-equivalent staff. | $15.2M | $7.0M | Top third Ahead of 97% of peers |
| Loans to deposits Net loans and leases over total deposits. | 135.32% | 87.10% | Context |
What it means for lending operations
Its efficiency ratio of 16.86% is better than the 61.89% peer median. Banks that already run lean usually find their next gains in loan growth: faster digital applications and fewer borrowers abandoning a slow document chase.
Banks closest in size
- Shell Lake State Bank Shell Lake, WI · $362M
- West Pointe Bank Oshkosh, WI · $369M
- Sterling Bank Barron, WI · $352M
- Waumandee State Bank Waumandee, WI · $345M
- First National Community Bank New Richmond, WI · $345M
- Citizens First Bank Viroqua, WI · $344M
Questions about The First National Bank of Bangor
How big is The First National Bank of Bangor?
The First National Bank of Bangor, established in 1903, is headquartered in Bangor, WI. It reported $364M in total assets in its Q2 2026 FDIC call report and operates 5 offices.
What is The First National Bank of Bangor's return on assets?
3.38% annualized in Q2 2026, against a 1.28% median for 75 WI banks with half to twice its assets, ahead of 99% of them.
What is The First National Bank of Bangor's efficiency ratio?
16.86% in Q2 2026: it spent about 17 cents in noninterest expense for each dollar of revenue. The peer median is 61.89%, and lower is better.
Is The First National Bank of Bangor growing its loans?
Net loans grew 1.2% over the year to Q2 2026, while deposits grew 3.8%.
Sources and method
Figures are from the FDIC’s public call report data for the quarter ending 06/30/2026, via FDIC BankFind. Return on assets and net interest margin are annualized year to date. Peers are WI banks with half to twice its assets in the same quarter, excluding this bank. The page refreshes daily, so new quarters appear as banks file. Compare another bank or see every Wisconsin bank ranked.