Crescent Bank: how it compares with its peers
Against 31 LA banks with half to twice its assets, Crescent Bank's strongest measure in Q2 2026 is return on assets (8.34% vs. a 1.48% peer median). Its weakest relative measure is net interest margin (4.48% vs. 4.27%).
| Measure | Crescent Bank | Peer median | Rank |
|---|---|---|---|
| Return on assets Annualized net income over average assets. | 8.34% | 1.48% | Top third Ahead of 100% of peers |
| Net interest margin Annualized net interest income over earning assets. | 4.48% | 4.27% | Top third Ahead of 74% of peers |
| Efficiency ratio Noninterest expense per dollar of revenue. Lower is better. | 0.00% | 62.46% | Top third Ahead of 100% of peers |
| Assets per employee Total assets over full-time-equivalent staff. | $24.2M | $6.4M | Top third Ahead of 97% of peers |
| Loans to deposits Net loans and leases over total deposits. | 43.66% | 82.02% | Context |
What it means for lending operations
Its efficiency ratio of 0.00% is better than the 62.46% peer median. Banks that already run lean usually find their next gains in loan growth: faster digital applications and fewer borrowers abandoning a slow document chase.
Banks closest in size
- The Evangeline Bank and Trust Company Ville Platte, LA · $1.11B
- Liberty Bank and Trust Company New Orleans, LA · $1.13B
- First National Banker's Bank Baton Rouge, LA · $983M
- First Federal Bank of Louisiana Lake Charles, LA · $1.15B
- Resource Bank Covington, LA · $981M
- Century Next Bank Ruston, LA · $916M
Questions about Crescent Bank
How big is Crescent Bank?
Crescent Bank, established in 1991, is headquartered in Metairie, LA. It reported $1.07B in total assets in its Q2 2026 FDIC call report and operates 5 offices.
What is Crescent Bank's return on assets?
8.34% annualized in Q2 2026, against a 1.48% median for 31 LA banks with half to twice its assets, ahead of 100% of them.
What is Crescent Bank's efficiency ratio?
0.00% in Q2 2026: it spent about 0 cents in noninterest expense for each dollar of revenue. The peer median is 62.46%, and lower is better.
Is Crescent Bank growing its loans?
Net loans shrank 53.5% over the year to Q2 2026, while deposits shrank 3.2%.
Sources and method
Figures are from the FDIC’s public call report data for the quarter ending 06/30/2026, via FDIC BankFind. Return on assets and net interest margin are annualized year to date. Peers are LA banks with half to twice its assets in the same quarter, excluding this bank. The page refreshes daily, so new quarters appear as banks file. Compare another bank or see every Louisiana bank ranked.