Century Next Bank: how it compares with its peers
Against 36 LA banks with half to twice its assets, Century Next Bank's strongest measure in Q2 2026 is net interest margin (4.73% vs. a 4.28% peer median). Its weakest relative measure is return on assets (1.75% vs. 1.46%).
| Measure | Century Next Bank | Peer median | Rank |
|---|---|---|---|
| Return on assets Annualized net income over average assets. | 1.75% | 1.46% | Top third Ahead of 67% of peers |
| Net interest margin Annualized net interest income over earning assets. | 4.73% | 4.28% | Top third Ahead of 83% of peers |
| Efficiency ratio Noninterest expense per dollar of revenue. Lower is better. | 52.10% | 63.31% | Top third Ahead of 83% of peers |
| Assets per employee Total assets over full-time-equivalent staff. | $7.7M | $6.2M | Top third Ahead of 81% of peers |
| Loans to deposits Net loans and leases over total deposits. | 83.52% | 82.21% | Context |
What it means for lending operations
Its efficiency ratio of 52.10% is better than the 63.31% peer median. Banks that already run lean usually find their next gains in loan growth: faster digital applications and fewer borrowers abandoning a slow document chase.
Banks closest in size
- Community Bank of Louisiana Mansfield, LA · $853M
- Resource Bank Covington, LA · $981M
- First National Banker's Bank Baton Rouge, LA · $983M
- Community First Bank New Iberia, LA · $782M
- Crescent Bank Metairie, LA · $1.07B
- The Evangeline Bank and Trust Company Ville Platte, LA · $1.11B
Questions about Century Next Bank
How big is Century Next Bank?
Century Next Bank, established in 1905, is headquartered in Ruston, LA. It reported $916M in total assets in its Q2 2026 FDIC call report and operates 7 offices.
What is Century Next Bank's return on assets?
1.75% annualized in Q2 2026, against a 1.46% median for 36 LA banks with half to twice its assets, ahead of 67% of them.
What is Century Next Bank's efficiency ratio?
52.10% in Q2 2026: it spent about 52 cents in noninterest expense for each dollar of revenue. The peer median is 63.31%, and lower is better.
Is Century Next Bank growing its loans?
Net loans grew 7.5% over the year to Q2 2026, while deposits shrank 2.9%.
Sources and method
Figures are from the FDIC’s public call report data for the quarter ending 06/30/2026, via FDIC BankFind. Return on assets and net interest margin are annualized year to date. Peers are LA banks with half to twice its assets in the same quarter, excluding this bank. The page refreshes daily, so new quarters appear as banks file. Compare another bank or see every Louisiana bank ranked.