First National Banker's Bank: how it compares with its peers
Against 33 LA banks with half to twice its assets, First National Banker's Bank's strongest measure in Q2 2026 is assets per employee ($7.4M vs. a $6.4M peer median). Its weakest relative measure is efficiency ratio (81.23% vs. 62.46%).
| Measure | First National Banker's Bank | Peer median | Rank |
|---|---|---|---|
| Return on assets Annualized net income over average assets. | 0.82% | 1.48% | Bottom third Ahead of 15% of peers |
| Net interest margin Annualized net interest income over earning assets. | 3.30% | 4.28% | Bottom third Ahead of 18% of peers |
| Efficiency ratio Noninterest expense per dollar of revenue. Lower is better. | 81.23% | 62.46% | Bottom third Ahead of 12% of peers |
| Assets per employee Total assets over full-time-equivalent staff. | $7.4M | $6.4M | Top third Ahead of 76% of peers |
| Loans to deposits Net loans and leases over total deposits. | 137.34% | 78.46% | Context |
What it means for lending operations
Its efficiency ratio of 81.23% is above the 62.46% peer median: it spends more to earn each dollar of revenue than most banks its size. Staff time on manual borrower verification (collecting pay stubs, bank statements, and employment letters, then re-keying them) is one of the larger controllable costs behind that number.
Banks closest in size
- Resource Bank Covington, LA · $981M
- Century Next Bank Ruston, LA · $916M
- Crescent Bank Metairie, LA · $1.07B
- Community Bank of Louisiana Mansfield, LA · $853M
- The Evangeline Bank and Trust Company Ville Platte, LA · $1.11B
- Liberty Bank and Trust Company New Orleans, LA · $1.13B
Questions about First National Banker's Bank
How big is First National Banker's Bank?
First National Banker's Bank, established in 1984, is headquartered in Baton Rouge, LA. It reported $983M in total assets in its Q2 2026 FDIC call report and operates 5 offices.
What is First National Banker's Bank's return on assets?
0.82% annualized in Q2 2026, against a 1.48% median for 33 LA banks with half to twice its assets, ahead of 15% of them.
What is First National Banker's Bank's efficiency ratio?
81.23% in Q2 2026: it spent about 81 cents in noninterest expense for each dollar of revenue. The peer median is 62.46%, and lower is better.
Is First National Banker's Bank growing its loans?
Net loans shrank 3.2% over the year to Q2 2026, while deposits grew 11.3%.
Sources and method
Figures are from the FDIC’s public call report data for the quarter ending 06/30/2026, via FDIC BankFind. Return on assets and net interest margin are annualized year to date. Peers are LA banks with half to twice its assets in the same quarter, excluding this bank. The page refreshes daily, so new quarters appear as banks file. Compare another bank or see every Louisiana bank ranked.