Morgan Stanley Bank, National Association: how it compares with its peers
Against 17 U.S. banks with half to twice its assets, Morgan Stanley Bank, National Association's strongest measure in Q2 2026 is assets per employee ($327.1M vs. a $12.0M peer median). Its weakest relative measure is net interest margin (1.53% vs. 3.15%).
| Measure | This bank | Peer median | Rank |
|---|---|---|---|
| Return on assets Annualized net income over average assets. | 1.56% | 1.16% | Top third Ahead of 88% of peers |
| Net interest margin Annualized net interest income over earning assets. | 1.53% | 3.15% | Bottom third Ahead of 12% of peers |
| Efficiency ratio Noninterest expense per dollar of revenue. Lower is better. | 36.83% | 59.23% | Top third Ahead of 88% of peers |
| Assets per employee Total assets over full-time-equivalent staff. | $327.1M | $12.0M | Top third Ahead of 100% of peers |
| Loans to deposits Net loans and leases over total deposits. | 41.05% | 78.03% | Context |
What it means for lending operations
Its efficiency ratio of 36.83% is better than the 59.23% peer median. Banks that already run lean usually find their next gains in loan growth: faster digital applications and fewer borrowers abandoning a slow document chase.
Banks closest in size
- The Bank of New York Mellon New York, NY · $425.12B
- State Street Bank and Trust Company Boston, MA · $412.62B
- TD Bank, National Association Wilmington, DE · $342.80B
- Fifth Third Bank, National Association Cincinnati, OH · $299.18B
- Truist Bank Charlotte, NC · $548.35B
- The Huntington National Bank Columbus, OH · $283.07B
Questions about Morgan Stanley Bank, National Association
How big is Morgan Stanley Bank, National Association?
Morgan Stanley Bank, National Association, established in 1990, is headquartered in Salt Lake City, UT. It reported $419.32B in total assets in its Q2 2026 FDIC call report and operates 1 office.
What is Morgan Stanley Bank, National Association's return on assets?
1.56% annualized in Q2 2026, against a 1.16% median for 17 U.S. banks with half to twice its assets, ahead of 88% of them.
What is Morgan Stanley Bank, National Association's efficiency ratio?
36.83% in Q2 2026: it spent about 37 cents in noninterest expense for each dollar of revenue. The peer median is 59.23%, and lower is better.
Is Morgan Stanley Bank, National Association growing its loans?
Net loans grew 20.9% over the year to Q2 2026, while deposits grew 44.6%.
Sources and method
Figures are from the FDIC’s public call report data for the quarter ending 06/30/2026, via FDIC BankFind. Return on assets and net interest margin are annualized year to date. Peers are U.S. banks with half to twice its assets in the same quarter, excluding this bank. The page refreshes daily, so new quarters appear as banks file. Compare another bank or see every Utah bank ranked.