First Federal Bank Littlefield, Texas: how it compares with its peers
Against 53 TX banks with half to twice its assets, First Federal Bank Littlefield, Texas's strongest measure in Q2 2026 is net interest margin (4.67% vs. a 3.97% peer median). Its weakest relative measure is efficiency ratio (84.74% vs. 69.13%).
| Measure | This bank | Peer median | Rank |
|---|---|---|---|
| Return on assets Annualized net income over average assets. | 0.56% | 1.08% | Bottom third Ahead of 25% of peers |
| Net interest margin Annualized net interest income over earning assets. | 4.67% | 3.97% | Top third Ahead of 70% of peers |
| Efficiency ratio Noninterest expense per dollar of revenue. Lower is better. | 84.74% | 69.13% | Bottom third Ahead of 21% of peers |
| Assets per employee Total assets over full-time-equivalent staff. | $4.2M | $5.3M | Bottom third Ahead of 25% of peers |
| Loans to deposits Net loans and leases over total deposits. | 75.17% | 44.14% | Context |
What it means for lending operations
Its efficiency ratio of 84.74% is above the 69.13% peer median: it spends more to earn each dollar of revenue than most banks its size. Staff time on manual borrower verification (collecting pay stubs, bank statements, and employment letters, then re-keying them) is one of the larger controllable costs behind that number.
Banks closest in size
- First State Bank of San Diego San Diego, TX · $68M
- Kress National Bank Kress, TX · $64M
- Haskell National Bank Haskell, TX · $73M
- City National Bank Corsicana, TX · $62M
- Citizens State Bank of Luling Luling, TX · $74M
- Commerce Bank Texas Stockdale, TX · $61M
Questions about First Federal Bank Littlefield, Texas
How big is First Federal Bank Littlefield, Texas?
First Federal Bank Littlefield, Texas, established in 1946, is headquartered in Littlefield, TX. It reported $68M in total assets in its Q2 2026 FDIC call report and operates 1 office.
What is First Federal Bank Littlefield, Texas's return on assets?
0.56% annualized in Q2 2026, against a 1.08% median for 53 TX banks with half to twice its assets, ahead of 25% of them.
What is First Federal Bank Littlefield, Texas's efficiency ratio?
84.74% in Q2 2026: it spent about 85 cents in noninterest expense for each dollar of revenue. The peer median is 69.13%, and lower is better.
Is First Federal Bank Littlefield, Texas growing its loans?
Net loans shrank 6.3% over the year to Q2 2026, while deposits grew 8.5%.
Sources and method
Figures are from the FDIC’s public call report data for the quarter ending 06/30/2026, via FDIC BankFind. Return on assets and net interest margin are annualized year to date. Peers are TX banks with half to twice its assets in the same quarter, excluding this bank. The page refreshes daily, so new quarters appear as banks file. Compare another bank or see every Texas bank ranked.