Haskell National Bank: how it compares with its peers
Against 61 TX banks with half to twice its assets, Haskell National Bank's strongest measure in Q2 2026 is net interest margin (3.96% vs. a 3.97% peer median). Its weakest relative measure is assets per employee ($3.6M vs. $5.5M).
| Measure | Haskell National Bank | Peer median | Rank |
|---|---|---|---|
| Return on assets Annualized net income over average assets. | 1.08% | 1.18% | Middle third Ahead of 48% of peers |
| Net interest margin Annualized net interest income over earning assets. | 3.96% | 3.97% | Middle third Ahead of 49% of peers |
| Efficiency ratio Noninterest expense per dollar of revenue. Lower is better. | 75.32% | 67.77% | Middle third Ahead of 38% of peers |
| Assets per employee Total assets over full-time-equivalent staff. | $3.6M | $5.5M | Bottom third Ahead of 8% of peers |
| Loans to deposits Net loans and leases over total deposits. | 39.00% | 45.93% | Context |
What it means for lending operations
Its efficiency ratio of 75.32% is above the 67.77% peer median: it spends more to earn each dollar of revenue than most banks its size. Staff time on manual borrower verification (collecting pay stubs, bank statements, and employment letters, then re-keying them) is one of the larger controllable costs behind that number.
Banks closest in size
- Citizens State Bank of Luling Luling, TX · $74M
- First State Bank of San Diego San Diego, TX · $68M
- First Federal Bank Littlefield, Texas Littlefield, TX · $68M
- Citizens National Bank of Crosbyton Crosbyton, TX · $78M
- First National Bank of South Padre Island South Padre Island, TX · $78M
- Pavillion Bank Richardson, TX · $78M
Questions about Haskell National Bank
How big is Haskell National Bank?
Haskell National Bank, established in 1890, is headquartered in Haskell, TX. It reported $73M in total assets in its Q2 2026 FDIC call report and operates 2 offices.
What is Haskell National Bank's return on assets?
1.08% annualized in Q2 2026, against a 1.18% median for 61 TX banks with half to twice its assets, ahead of 48% of them.
What is Haskell National Bank's efficiency ratio?
75.32% in Q2 2026: it spent about 75 cents in noninterest expense for each dollar of revenue. The peer median is 67.77%, and lower is better.
Is Haskell National Bank growing its loans?
Net loans shrank 2.7% over the year to Q2 2026, while deposits shrank 2.1%.
Sources and method
Figures are from the FDIC’s public call report data for the quarter ending 06/30/2026, via FDIC BankFind. Return on assets and net interest margin are annualized year to date. Peers are TX banks with half to twice its assets in the same quarter, excluding this bank. The page refreshes daily, so new quarters appear as banks file. Compare another bank or see every Texas bank ranked.