Union Savings and Loan Association: how it compares with its peers
Against 38 IN banks with half to twice its assets, Union Savings and Loan Association's strongest measure in Q2 2026 is net interest margin (4.28% vs. a 3.67% peer median). Its weakest relative measure is assets per employee ($4.5M vs. $6.3M).
| Measure | This bank | Peer median | Rank |
|---|---|---|---|
| Return on assets Annualized net income over average assets. | 1.10% | 1.05% | Middle third Ahead of 63% of peers |
| Net interest margin Annualized net interest income over earning assets. | 4.28% | 3.67% | Top third Ahead of 87% of peers |
| Efficiency ratio Noninterest expense per dollar of revenue. Lower is better. | 65.97% | 66.93% | Middle third Ahead of 53% of peers |
| Assets per employee Total assets over full-time-equivalent staff. | $4.5M | $6.3M | Bottom third Ahead of 5% of peers |
| Loans to deposits Net loans and leases over total deposits. | 89.67% | 80.20% | Context |
What it means for lending operations
Its efficiency ratio of 65.97% is better than the 66.93% peer median. Banks that already run lean usually find their next gains in loan growth: faster digital applications and fewer borrowers abandoning a slow document chase.
Banks closest in size
- Wayne Bank and Trust Co. Richmond, IN · $255M
- Hendricks County Bank and Trust Company Brownsburg, IN · $247M
- Logansport Savings Bank Logansport, IN · $277M
- Bank of Wolcott Wolcott, IN · $280M
- Peoples Trust and Savings Bank Boonville, IN · $241M
- Bedford Federal Savings Bank Bedford, IN · $303M
Questions about Union Savings and Loan Association
How big is Union Savings and Loan Association?
Union Savings and Loan Association, established in 1937, is headquartered in Connersville, IN. It reported $262M in total assets in its Q2 2026 FDIC call report and operates 4 offices.
What is Union Savings and Loan Association's return on assets?
1.10% annualized in Q2 2026, against a 1.05% median for 38 IN banks with half to twice its assets, ahead of 63% of them.
What is Union Savings and Loan Association's efficiency ratio?
65.97% in Q2 2026: it spent about 66 cents in noninterest expense for each dollar of revenue. The peer median is 66.93%, and lower is better.
Is Union Savings and Loan Association growing its loans?
Net loans grew 1.7% over the year to Q2 2026, while deposits grew 4.5%.
Sources and method
Figures are from the FDIC’s public call report data for the quarter ending 06/30/2026, via FDIC BankFind. Return on assets and net interest margin are annualized year to date. Peers are IN banks with half to twice its assets in the same quarter, excluding this bank. The page refreshes daily, so new quarters appear as banks file. Compare another bank or see every Indiana bank ranked.