Hendricks County Bank and Trust Company: how it compares with its peers
Against 36 IN banks with half to twice its assets, Hendricks County Bank and Trust Company's strongest measure in Q2 2026 is net interest margin (4.14% vs. a 3.65% peer median). Its weakest relative measure is assets per employee ($5.2M vs. $6.5M).
| Measure | This bank | Peer median | Rank |
|---|---|---|---|
| Return on assets Annualized net income over average assets. | 0.66% | 1.05% | Bottom third Ahead of 19% of peers |
| Net interest margin Annualized net interest income over earning assets. | 4.14% | 3.65% | Top third Ahead of 78% of peers |
| Efficiency ratio Noninterest expense per dollar of revenue. Lower is better. | 76.80% | 66.93% | Bottom third Ahead of 22% of peers |
| Assets per employee Total assets over full-time-equivalent staff. | $5.2M | $6.5M | Bottom third Ahead of 14% of peers |
| Loans to deposits Net loans and leases over total deposits. | 66.54% | 81.41% | Context |
What it means for lending operations
Its efficiency ratio of 76.80% is above the 66.93% peer median: it spends more to earn each dollar of revenue than most banks its size. Staff time on manual borrower verification (collecting pay stubs, bank statements, and employment letters, then re-keying them) is one of the larger controllable costs behind that number.
Banks closest in size
- Peoples Trust and Savings Bank Boonville, IN · $241M
- Wayne Bank and Trust Co. Richmond, IN · $255M
- Union Savings and Loan Association Connersville, IN · $262M
- Logansport Savings Bank Logansport, IN · $277M
- Bank of Wolcott Wolcott, IN · $280M
- The Farmers and Merchants Bank Boswell, IN · $213M
Questions about Hendricks County Bank and Trust Company
How big is Hendricks County Bank and Trust Company?
Hendricks County Bank and Trust Company, established in 1908, is headquartered in Brownsburg, IN. It reported $247M in total assets in its Q2 2026 FDIC call report and operates 5 offices.
What is Hendricks County Bank and Trust Company's return on assets?
0.66% annualized in Q2 2026, against a 1.05% median for 36 IN banks with half to twice its assets, ahead of 19% of them.
What is Hendricks County Bank and Trust Company's efficiency ratio?
76.80% in Q2 2026: it spent about 77 cents in noninterest expense for each dollar of revenue. The peer median is 66.93%, and lower is better.
Is Hendricks County Bank and Trust Company growing its loans?
Net loans grew 13.1% over the year to Q2 2026, while deposits grew 7.1%.
Sources and method
Figures are from the FDIC’s public call report data for the quarter ending 06/30/2026, via FDIC BankFind. Return on assets and net interest margin are annualized year to date. Peers are IN banks with half to twice its assets in the same quarter, excluding this bank. The page refreshes daily, so new quarters appear as banks file. Compare another bank or see every Indiana bank ranked.